Best Capital One Credit Cards in 2020

Whether you’re a student with scant credit history or a world-traveling travel rewards savant, Capital One has a credit card for you.

You’ve likely heard the catchphrase, “What’s in your wallet?” and, the fact is – Just about everyone could answer that question with “Capital One.”

One of the reasons that Capital One is one of the most commonly used credit cards is because of its no foreign transaction fee policy that lets you use your credit card anywhere in the world without additional fees.

For this reason, a Capital One credit card could help grow the college student studying abroad with little discretionary income into an elite travel reward earner in only a few years.

Best Capital One Credit Cards

Interested in seeing the full spread of best credit cards offered by Capital One? Here are our top picks, from personal credit cards to business credit cards, and even student credit cards.

• Capital One® VentureOne® Rewards Credit Card
• Capital One® Platinum Credit Card
• Capital One® QuicksilverOne® Cash Rewards Credit Card
• Capital One® Savor® Cash Rewards Credit Card
• Capital One® Quicksilver® Cash Rewards Credit Card
• Capital One® Venture® Rewards Credit Card
• Capital One® Spark® Cash for Business
• Capital One® Spark® Miles for Business
• Journey® Student Rewards from Capital One®

Capital One® VentureOne® Rewards Credit Card

Capital One® Platinum Credit Card

Capital One® QuicksilverOne® Cash Rewards Credit Card

Capital One® Savor® Cash Rewards Credit Card

Capital One® Quicksilver® Cash Rewards Credit Card

Capital One® Venture® Rewards Credit Card

Capital One® Spark® Cash for Business

Capital One® Spark® Miles for Business

Journey® Student Rewards from Capital One®

FAQs

Is The Capital One Platinum Card Good?

We hear it all the time, is the capital one platinum card good? The Capital One Platinum is an all-around solid and accessible anchor card in the Capital One product line that sees customers as creditworthy even when their score is not at its peak, or if their credit is just starting.

Beginning with a fair credit score, you can sign up for a Platinum card with a credit limit that’s as low as you need it to be, even as low as $300.

The great news is this – once you make five months of on-time payments, your credit line will start growing with your score.

The Capital One Platinum line is often a credit newcomer’s first introduction to credit cards. Because Capital One knows how to set its customers up for success, the experience can easily be a good one.

Is Quicksilver A Good Credit Card?

The next common Capital One credit card is the Capital One Quicksilver.

Again, while it’s less about “good” and “bad” and more about Goldilocks’s philosophy of “just right,” it’s hard to find downsides to the Quicksilver.

It requires a good credit score or higher (in the ballpark of 690 and up), and it delivers an unlimited 1.5% cash back on every purchase throughout the year.

Your cash back never expires, either, making this card a super simple way to reward yourself for everyday spending.

Signing up now comes with a $150 credit card sign-up bonus offer after your first $500 in spending (in the first three months). So if you want a flat-rate cash back card with no frills or hoops, now’s a great time to consider the Quicksilver.

What’s Better: Capital One Platinum or Quicksilver?

While the Platinum is best for people in the credit building phase of life, Quicksilver is best if you want to benefit from flat-rate cash back rewards, and who doesn’t?

If you’ve got the credit score, it’s worth considering the Quicksilver for its 1.5% cash back rewards on every purchase.

Is a Capital One Credit Card a Good Card?

Yes, Capital One offers competitive credit cards in nearly every segment — from secured card for consumers with poor credit to straightforward cash and travel rewards cards with generous perks.

When choosing a credit card, it often is less about whether a card is “good” but rather “good for YOU.”

But since Capital One’s credit card product line is so comprehensive, we’re confident that just about anyone can find a Capital One card to suit their needs.