Best Credit Card Signup Bonus in 2019

What’s the best way to get fast cash for an upcoming trip, a home renovation, or a big electronic purchase? A credit card with a major signup bonus!best credit card signup bonus

If you’ve got good or great credit — usually defined as a credit score of 690 or above — you likely qualify for one of these best credit card signup bonuses that will put real money back in your hands just for applying and using a new card on purchases you were already going to make!

Credit card experts around the world use credit card signup bonuses to get across the world in style, and on a budget.

As long as you are diligent about paying off your credit card balances every month, there’s no downside!

The world can, quite literally, be at your fingertips when you get in the habit of paying for things with a credit card, paying it off, and watching the rewards roll in.

Best Credit Card Signup Bonus Offers

In our list of the best signup bonus credit cards, we’ve taken a few factors into consideration.

We chose this list based on which cards have the best signup bonuses, but like we mentioned, most cards have other perks as well.

If you know you are looking for the best signup bonus you can find, it is still worth finding out how your new credit card will reward you once your welcome bonus is over – and, of course, whether there’s an annual fee or not.

That’s why we’ve done the heavy lifting for you. Here is our list of best credit cards with what we think are some pretty amazing welcome offers. Enjoy!

Capital One® Venture® Rewards Card

Capital One Venture Rewards credit card
  • 50,000 bonus miles after the first $3,000 on spending in the first 3 months
  • Credit Score Requirements: 700 and up (Good & Excellent)
  • Welcome Bonus:  50,000 bonus miles after the first $3,000 on spending in the first 3 months – a $500 travel value.
  • Annual Fee: $0 in the first year, $95 after that
  • Lifetime Rewards: Unlimited double miles on every $1 spent on eligible purchases
  • Other Perks: No foreign transaction fee, 24-hour travel assistance, earn cash value in VentureOne® miles that can be spent at one of 10+ travel partners, $100 in Global Entry or TSA Pre✓® credit, trip accident insurance, 10X cash back through Hotels.com
  • Great For: International Travelers

Chase Sapphire Preferred Card 

chase sapphire preferred credit card
  • 60,000 bonus points after spending $4,000 in the first three months
  • Credit Score Requirements: 750 and up (Excellent)
  • Welcome Bonus: A whopping 60,000 bonus points after spending $4,000 in the first three months – a $750 travel value when redeemed through Chase.
  • Annual Fee: $95
  • Lifetime Rewards: 2x points per every $1 spent on travel and dining at restaurants all over the world, 1x points on all other purchases
  • Other Perks: Over 10 worldwide hotel and airline partners, amazing travel insurance.
  • Great For: Foodies, travelers, and restaurant connoisseurs

Read our full review of Chase Sapphire Preferred.

Capital One® Quicksilver® Cash Rewards Credit card

Capital One Quicksilver Credit Card
  • $150 cash bonus after you spend $500 on purchases within your first 3 months
  • Credit Score Requirements: 690 and up (Good & Excellent)
  • Welcome Bonus: $150 cash bonus after you spend $500 on purchases within your first 3 months
  • Annual Fee: $0
  • Lifetime Rewards: Earn unlimited 1.5% cash back every day on all eligible purchases
  • Other Perks: No foreign transaction fees
  • Great For: Well-rounded spenders who like flexibility and unlimited cash back rewards

Read our full review of Capital One Quicksilver.

Capital One® Savor® Cash Rewards Credit Card

capital one savor cash rewards credit card
  • $300 cash bonus after spending $3,000 in the first 3 months
  • Credit Score Requirements: 690 and up (Good & Excellent)
  • Welcome Bonus: $300 cash bonus after spending $3,000 in the first 3 months + no annual fee ($95 savings)
  • Annual Fee: $0 in first year, $95 after that
  • Lifetime Rewards: 4% cash back on dining and entertainment, 2% cash back at the grocery store and 1% cash back on all other purchases
  • Other Perks: When you use your Savor card to buy sports, concert and theater tickets through Vivid Seats, you’ll earn up to 8% cash back.
  • Great For: People who like going out on the town!

Chase Freedom

Chase Freedom Credit Card
  • $150 cash back after spending $500 in your first 3 months
  • Credit Score Requirements: 690 and up (Good & Excellent)
  • Welcome Bonus: $150 cash back after spending $500 in your first 3 months
  • Lifetime Rewards: Rotating 5% cash back on up to $1,500 spent each quarter on select categories like gasoline, restaurants, grocery stores, convenient stores, streaming services, and department stores.
  • Other Perks: 0% intro APR on both purchases and balance transfers for 15 months
  • Great For: People with high-interest balances or major purchases on the horizon. Take advantage of more time to pay with a $150 bonus to put cash back in your pocket.

Wells Fargo Cash Wise Visa® Card

wells fargo cash wise visa credit card
  • $150 cash reward after spending $500 in first 3 months
  • Credit Score Requirements: 690 and up (Good & Excellent)
  • Welcome Bonus: $150 cash reward after spending $500 in first 3 months; 0% APR for the first 15 months
  • Annual Fee: $0
  • Lifetime Rewards: Unlimited 1.5% on purchases and 1.8% cash rewards on qualified digital wallet purchases with Apple Pay® and Google Pay™
  • Other Perks: Up to $600 protection on your cell phone with a $25 deductible.
  • Great For: People buying a cell phone who want a cash-back bonus

 Chase Freedom Unlimited

Chase Freedom Unlimited Credit Card
  • $150 Bonus after you spend $500 on purchases in your first 3 months
  • Credit Score Requirements: 690 and up (Good & Excellent)
  • Welcome Bonus:  $150 Bonus after you spend $500 on purchases in your first 3 months (new cardholders and applicants only)
  • Annual Fee: $0
  • Lifetime Rewards: Unlimited 1.5% cash back on all spending
  • Other Perks: Some of the best fraud and liability protection there is, plus damage and theft protection on major purchases.
  • Great For: People who desire a simple, all-around good card with a great signup bonus

Read our full review of Chase Freedom Unlimited.

Wells Fargo Propel American Express® Card

Wells Fargo Propel American Express Card
  • 30,000 bonus points when you spend $3,000 in purchases in the first 3 months
  • Credit Score Requirements: 690 and up (Good & Excellent)
  • Welcome Bonus: 30,000 bonus points when you spend $3,000 in purchases in the first 3 months – a $300 cash value + 0% Intro APR on all purchases and balance transfers in your first year
  • Annual Fee: $0
  • Lifetime Rewards: Earn 3X points on restaurants and food delivery, travel, transportation, and streaming services
  • Other Perks: No foreign transaction fee
  • Great For: People with high-interest balances or major purchases on the horizon who want time to pay them off.

Best Signup Bonus Credit Cards – Get Yours Now!

So, now that you’ve learned about how to choose the best credit card signup bonus for you – Go out there and start making your money work for you!

We’re confident you can use your new prowess to earn hundreds of dollars in free travel, just by making everyday purchases you’re already spending money on.

We recommend that you switch your autopay settings so that you’re paying your bills with one of these best signup bonus credit cards. Doing this is the fastest way to spend the minimum you need in your first 3 months to earn your welcome bonus.

Another strategy is to wait to apply for a credit card with a welcome bonus until there is a big purchase on your horizon. Remember – though 0% APR is great for large balance transfers, most welcome bonuses only apply when you spend the minimum on purchases, not balance transfers.

So, what are you waiting for? Get out there and spend! (But, as always – be sure you have a plan to pay off your balances once you earn your signup bonus!)

David Weliver

David Weliver

David Weliver is the Credit Cards Editor at Millennial Money. He is the Founder of Money Under 30 and is widely regarded as one of the top credit card rewards experts in the world. David has been writing about personal finance and credit cards since 2006 and been featured in The New York Times, NPR, USA Today, Forbes, and many others.
David Weliver

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Millennial Money has partnered with CardRatings for our coverage of credit card products. Millennial Money and CardRatings may receive a commission from card issuers.

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