Save Money

The current lifestyle of our society is based on a financial structure where everybody is carrying a certain amount of debt. Whether it be a mortgage, car loan or a credit card debt, almost all of us are worried about the due dates and payment deadlines...

Credit cards seem to be the easiest way to start your financial history and most of us have access to one, or several of them. They are essential in order to start credit history and the convenience of using them has overshadowed the fact that misusing...

A lot of people, maybe even the majority, don’t use a budget. The main reason might be that they don’t know how to make a budget, at least not one they can stick to for the long haul. That’s really the critical key to successful budgeting....

If you’ve ever watched TLC’s ‘Extreme Couponing’, you probably associate couponing with individuals who spend hours every day cutting out coupons from hundreds of newspapers. People who fill their supermarket trolleys with fifty bottles of shampoo and a hundred tins of tuna, going home with...

Everyone says you should have a budget, and that’s certainly good advice. But if you’ve never had a budget, you may not be entirely sure what it is and what it’s designed to accomplish. In this article, I’m going to answer the question of what is...

Debt is an uncomfortable subject. Discussing our personal finances is somewhat taboo and acknowledging our debt can induce anxiety. According to Debt.org, American debt hit a record high of $13.2 trillion in 2018. While most of us have some form of debt, many people are unsure...

There is an infinite number of ways to save money, but here are the best ways to save money in all areas of your life. These money saving strategies originated in the first edition of my book Your Money or Your Life, but we removed from...

Do you often catch yourself thinking that you’d like to save money – and then telling yourself it’s too hard to do? Maybe you’re thinking, “It’s easy for others to save money! They make so much more than me, and have fewer financial commitments!” In reality, I...

No matter where you are in your financial journey, budgeting is an essential money management tool. But just like personal finance is personal, there's no one size fits all budget template. There are many ways to budget and track how much money you're making, spending, saving,...

We all want to travel. Most people would rather lounge on a beach in Bali or eat pizza in Italy instead of going into the office. The problem is, traveling can be expensive, making it a luxury rather than a necessity. That is one of...