18 Best Cash Back Apps for 2022

Everyone buys groceries and other household basics, so why not earn cash back on your everyday purchases? When you think about how much you spend on food each week, even earning as low as 1%  through cash back apps would really add up over the course of a year – and many cash back apps offer far more than 1%.

Even better, you can combine the cash back apps mentioned in this article with a credit card offering cashback and effectively earn double the cash back on all your purchases.

You can also combine the apps with conventional coupons; in fact, many of the websites have a ‘special offers’ tab that helps you to do exactly this.

Lots of mobile apps also offer extra ways to make some free money through other activities, so when times are tough, you have the means to top up your bank account in the palm of your hand.

18 Best Cash Back Apps

Here are the best cash back apps you can download today:

  1. 🏆 Capital One Shopping
  2. Ibotta
  3. Swagbucks
  4. Upside
  5. MyPoints
  6. TopCashback
  7. Rakuten
  8. PayPal Honey
  9. BeFrugal
  10. Drop
  11. Coupons.com
  12. Dosh
  13. Fetch Rewards
  14. Groupon
  15. Shopkick
  16. Freebird
  17. Checkout51
  18. Receipt Hog

1. Capital One Shopping

⭐️ Apple App Store Rating: 4.8 out of 5
⭐️ Google Play Store Rating: 4.5 out of 5

If you’re a big online shopper, Capital One Shopping (formerly Wikibuy) is a great way to receive discounts as you buy and earn credits that can be redeemed for free gift cards.

All you need to do is browse stores as you normally would and let Capital One Shopping search for savings, the same product available for cheaper elsewhere, and give you points towards gift cards once you make a purchase. It also integrates directly into Amazon.

2. Ibotta

⭐️ Apple App Store Rating: 4.8 out of 5
⭐️ Google Play Store Rating: 4.5 out of 5

If you want to earn cashback from grocery stores, the Ibotta app is just about the best available. Earn in-store by uploading your receipt to the app, linking your retailer account, or earn online by using the app and browser extension.

You can even earn up to $20 in welcome bonuses just for trying the app – use this Ibotta referral code for extra cash!

You can also use the gift cards feature to speed up the process; purchase your gift card, and cash back will be added to your account instantly! Use your gift card to pay for purchases in-store or online.

The only downside is that you need to complete short tasks to earn cashback on each eligible product – this could be as simple as taking part in a poll or watching a video, but it can add up. However, it’s a great way to earn extra points as you’re not limited to one task per product.

You can choose whether you want to receive your points in the form of a cash transfer or a gift card.

3. Swagbucks

⭐️ Apple App Store Rating: 4.4 out of 5
⭐️ Google Play Store Rating: 4.3 out of 5

Swagbucks is one of the best-known survey sites on the internet, but it also has some of the highest cash back rewards on the web.

Of course, you’ll also be able to earn from surveys and other activities like watching videos, surfing the web, or even sending your referral link to friends and family to sign-up.

There’s a $5 bonus for joining as long as you spend $25 in a Swagbucks store within your first month of registration. You can choose between gift cards like Amazon, Walmart or PayPal transfers.

4. Upside

⭐️ Apple App Store Rating: 4.8 out of 5
⭐️ Google Play Store Rating: 4.5 out of 5

With the current prices for filling up your tank, who doesn’t need to earn cash back at the gas station?

With the Upside cash back app, you can earn up to $0.25 per gallon on gas at over 25,000 gas stations (including big brands such as BP, Circle K, Exxon, Shell, and more) across the US.

But, that is not the only way you can earn cash back with Upside. You can also earn up to 45% cash back at participating restaurants, cafes, fast food, and more.

5. MyPoints

⭐️ Apple App Store Rating: 4.3 out of 5
⭐️ Google Play Store Rating: 3.5 out of 5

MyPoints works in a similar way to Swagbucks: you can earn redeemable points through a variety of activities, and there are also cashback offers.

Almost 2000 online stores are partnered with My Points, so there are plenty of opportunities to earn cash back when shopping – all you need to do is enter stores through the MyPoints shopping portal.

As well as cashback, you can earn rewards points from taking surveys, watching videos, playing games, and reading emails.

You can use the points you earn for free gift cards from a variety of retailers, but there’s no opportunity to receive the money in cash form. Just like Swagbucks, you can earn $10 from signing up, but you’ll have to make a purchase of $20 within your first month.

6. TopCashback

⭐️ Apple App Store Rating: 4.7 out of 5
⭐️ Google Play Store Rating: 4.0 out of 5

Claiming to be the most generous cash back site in the country is TopCashback. Thousands of retailers participate in their cashback schemes, and, unlike most other cashback websites, you’ll receive the full commission from sites rather than only a cut of it.

You can also save money by applying coupons and receiving pay-out bonuses that can earn you 3% on top of the standard cashback offer.

The site also boasts high-quality customer service, with a five-star rating on Trustpilot and membership of the Institute of Customer Service.

7. Rakuten

⭐️ Apple App Store Rating: 4.8 out of 5
⭐️ Google Play Store Rating: 4.1 out of 5

The great thing about Rakuten (formerly ebates) is you’ll get cashback in the form of real cash when shopping online. Every quarter, you’ll be paid in the form of either a check or cash sent to your PayPal account. You also get a $10 bonus from signing up as long as you spend $25 within your first three months as a member.

It’s worth having Rakuten, Honey, and Capital One Shopping all installed even though you’ll only be able to earn cashback through one of them. You may prefer to use Rakuten when possible so you can receive cash rather than a gift card, but you won’t always get a choice since each site has different partnerships. Honey and Capital One Shopping also have the additional bonus of letting you know about coupons and discounts, which Rakuten doesn’t offer.

Although you can earn up to 40% cashback, it’s more common to earn 5%-10%. You can also earn up to $25 from referring friends and family.

8. PayPal Honey

⭐️ Apple App Store Rating: 4.4 out of 5
⭐️ Google Play Store Rating: 4.5 out of 5

Honey, recently rebranded to, PayPal Honey, is another browser extension and cash back app, that works very similarly to Capital One Shopping.

You can normally browse while Honey works in the background, and when you buy an eligible item, you’ll earn ‘Honey Gold’ to redeem towards gift cards. Honey will also pop up to alert you about discounts and coupons relevant to the store you’re on.

You can earn Honey Gold by shopping at over 4,500 different retailers and earn up to 20% back depending on the store. There are also bonuses available sometimes to help you earn even more. Once you earn enough gold, you’ll receive an Amazon gift card.

9. Drop

⭐️ Apple App Store Rating: 4.6 out of 5
⭐️ Google Play Store Rating: 4.3 out of 5

When using the Drop app, you’ll earn points you can use towards gift cards rather than cold hard cash – but since you can redeem them at major retailers like Starbucks and Amazon, you’ll be sure to find something that sounds good to you.

As well as earning points by spending with a linked card, you can shop directly through the app for certain stores. There are sometimes special promotions that you can activate to earn more points.

10. Coupons.com

⭐️ Apple App Store Rating: 4.7 out of 5
⭐️ Google Play Store Rating: 3.9 out of 5

Coupons.com is one of the oldest coupon sites on the web. Although the site is mostly geared towards special offers and discount codes, there are also lots of cashback offers available.

Just activate the offers you want and link your loyalty cards. You can also download the app to browse through the promotions and opportunities for cashback.

There are no minimum amount of points you need to reach before you can claim your reward, and you’ll get paid cash rewards through PayPal.

11. Dosh

⭐️ Apple App Store Rating: 4.7 out of 5
⭐️ Google Play Store Rating: 4.5 out of 5

To earn even bigger cashback, you can book hotels and accommodations through the Dosh app, and receive up to 40% back to use towards your vacation.

The only downside is that Dosh is only available as a phone app – there’s no web version. But this is all you really need for such a simple app; the only features you’ll need to use are linking your cards and then withdrawing the money you earn.

Even better, you can receive some extra cash by referring your friends; Dosh will send you $10 per person referred.

Dosh is also serious about protecting your data. The app has 256-bit SSL encryption and vaults your credit card information using the PayPal service Braintree; they also don’t sell your information to third parties.

12. Fetch Rewards

⭐️ Apple App Store Rating: 4.8 out of 5
⭐️ Google Play Store Rating: 3.9 out of 5

Another site that helps you earn money back from your grocery shopping is Fetch Rewards. You won’t be restricted to particular stores – you can claim cashback on all convenience stores, drug stores, pet stores, and even liquor stores.

To earn points for gift cards, all you need to do is take a picture of your receipts, but you can earn more by purchasing specific products they have listed in the app.

You’ll earn bonus points for signing up, and you can earn more bonus points for referring people you know.

13. Groupon

⭐️ Apple App Store Rating: 4.8 out of 5
⭐️ Google Play Store Rating: 4.6 out of 5

Groupon is well-known for its discounts on leisure activities, but you can also use it to get cashback by using Groupon+.

All you need to do is search for cashback deals on the website or app and claim it, then Groupon will automatically link the deal with any card you enrolled with them. Most of the deals are related to food and drink.

Unfortunately, Groupon+ only works in certain cities. It can also be time-consuming to search for cashback deals manually, but it could be worth it if you go out to eat regularly.

However, the good news is that once you redeem for an establishment once, the cashback will automatically be applied if you revisit it (unless it expires).

14. Shopkick

⭐️ Apple App Store Rating: 4.6 out of 5
⭐️ Google Play Store Rating: 4.0 out of 5

You might be relieved to learn that shopping isn’t the only way to earn points towards cashback. Shopkick lets you earn by completing tasks – both in-store and online – rather than by buying items. These tasks include filling out surveys, filming videos, and checking into stores.

Nonetheless, you’ll be able to earn the most points by shopping through the Shopkick portal. You can also download an app to earn on the go.

You can cash out the points you earn for gift cards on sites like Amazon and Starbucks.

15. Freebird

⭐️ Apple App Store Rating: 4.8 out of 5
⭐️ Google Play Store Rating: 3.7 out of 5

Big Uber or Lyft user? Order your ride through Freebird instead, and you can earn cashback if you’re traveling to a partner restaurant or bar – some establishments even offer you a ride for free. Freebird also works with Lyft.

When you download Freebird, you’ll still be using Uber or Lyft like normal, but through a different app. You can browse through the restaurants that offer discounted rides on the app; the idea is that this incentivizes users to choose the establishments with good deals, which helps their business.

Even if you order an Uber from an establishment that doesn’t participate in the offer, you’ll earn points that you can use towards cashback. Straight after ordering a ride, you’ll be able to use deposit the cashback in your bank account.

16. Checkout 51

⭐️ Apple App Store Rating: 4.1 out of 5
⭐️ Google Play Store Rating: 4.2 out of 5

Another cashback website ideal for grocery shopping is Checkout 51.  Just like Ibotta, you can browse offers on the app and redeem them by uploading your receipt.

There’s more to the process than simply taking a picture as the app will prompt you to tick off the categories of items you purchased, but you won’t have to complete any small tasks to get your point.

You’ll be able to receive your money once you get up to $20 worth of groceries. Checkout 51 is slightly old-fashioned for the way it pays; the only way to receive payment is through a check in the mail.

17. Receipt Hog

⭐️ Apple App Store Rating: 4.7 out of 5
⭐️ Google Play Store Rating: 4.4 out of 5

The main advantage of Receipthog is that you can earn cash back on anything you shop – you won’t be limited to the partnered retailers. You also don’t have to do anything other than scan your receipts to start earning.

An additional feature is that you can take part in surveys and sweepstakes straight from the app to earn more points. Once you make points, you can choose between redeeming a gift card or a PayPal transfer.

18. BeFrugal

⭐️ Apple App Store Rating: 4.6 out of 5
⭐️ Google Play Store Rating: 4.4 out of 5

The BeFrugal cash back app offers an impressive cashback rate of 40% for more than 5,000 stores. Simply shop using the BeFrugal portal and cashback will automatically be added o your account.

When you download the app and create a new account you will also earn a $10 sign up bonus.

You can redeem your cash back in several different ways including, direct deposit, a paper check, giftcard, PayPal cash, Venmo, or Zelle payment.

FAQs

Which app gives the best cashback?

Some of the websites mentioned in this article offer higher cashback rates than others, but this doesn’t necessarily mean they will consistently earn you more money.

You might end up making more money if you consistently earn 1% cashback from all purchases you make than if you make 20% cashback from a select few special items.

Dosh offers up to 10% cashback, but this isn’t guaranteed for all items. Cashback apps can seem like a minefield, and it’s best to test out a few before you get an idea of which are the most profitable for you.

The best cashback app for you to use varies between individuals.

Factors to take into consideration:

  • The type of products you buy most often.
  • Whether you tend to buy high-value or low-value items.
  • If you have many store loyalty cards.
  • How much time you’re willing to spend searching for offers, scanning receipts, and completing activities.
  • Would you prefer to earn cash, or are you happy to receive gift cards instead?

Which is the best cash back app for eating out?

If you eat out a lot, then the Groupon app might work best for you.

Which is the best cash back app for grocery shopping?

If you spend a significant sum of money at the grocery store, Fetch Rewards might be the best cash back app for you.

Can you use more than one cash back app at a time?

It’s recommended that you try out various cashback apps before committing to just one. Sometimes it’s possible to ‘stack’ cashback offers by getting cashback multiple times off the same product, so you don’t necessarily have to choose between different providers, but this is variable and won’t always work.

What cash back apps pay you to upload receipts?

One of the most common ways to receive cashback is by taking a photo of your receipt and uploading it onto the app.

It only takes a few minutes and is easy enough once you make it a part of your routine after the weekly grocery shopping trip.

The following apps will pay you for scanning your receipts;

  • Ibotta
  • ReceiptHog
  • Fetch Rewards

Are cash back apps available on iOS and Android?

Yes, all of the best cash back apps that we have listed are available in the App Store for Apple iOS and in the Google Play Store for Android devices.

Which Cash Back App Is Best For You?

Earning cash back on your purchases is a great way to make some extra money. It might not seem like too much at first, but it’s something you can do with almost no effort – some of the websites and apps on this list let you earn money simply by installing a browser extension or linking your credit card to a website.

What could be easier than that?

It can seem overwhelming to see all the different websites at first, but once you test a few out, you’ll figure out which ones work best for you and your lifestyle.

Looking for more ways to make cash fast? Check out our post on the best ways to make cash today.

Leave a Reply

Your email address will not be published.

Read Comments

  • Comment Author image blank
    John Egan
    The new Slide app gives 4% cash back on purchases at hundreds of stores!
  • Comment Author image blank
    Jay Webster
    I love Capital One shopping but the big downside is that you are limited to a suboptimal list of retailers for redemption, unlike Honey and others. I have accumulated a significant bank with them, but no desire to spend it with any of their partners.