Getting a free $20 credit when you sign up for an app? Sounds too good to be true, right? It’s not.
I’ve discovered the top apps that pay you to sign up. Of course, there’s always fine print, but I’ve discovered what it takes to earn $20 plus whatever the app offers, such as a way to earn income or save money.
Here are the top ways to earn a $20 (or more!) credit when you sign up for some great apps.
7 Apps & Sites That Give You a Free $20 Credit When You Sign Up
Most apps have boxes you must check to get a free $20 credit. They do this to ensure you’ll remain a customer or use the app after making the $20; otherwise, it’s money lost to them.
Check out these apps and what you can do to earn a free $20 credit when you sign up (or more):
- Swagbucks: $20+
- Tada: $20
- Upromise: $30
- Robinhood: Up to $200
- Nielsen: $60
- RewardSurvey: $30
- WeBull: Up to $300
1. Swagbucks: $20+
Swagbucks is a get-paid-to site that pays members to do many small tasks. Swagbucks pays members in ‘SBs’ or points you can redeem for gift cards or PayPal cash.
Members earn the most points for shopping online through the Swagbucks platform. When you shop at a partner store, they pay you a percentage back of your purchase. Other tasks include:
- Playing video games
- Searching the internet
- Answering surveys
- Accepting offers
When you sign up for Swagbucks using our link, you can earn a $10 sign-up bonus to get your earnings started.
Swagbucks - Easy Online Rewards & Surveys
Sign Up Bonus: $10
Swagbucks is a legit money-making app where you can make money taking surveys, watching videos, playing games, and more.
2. Tada: $20
No one likes shopping for groceries, but Tada makes it fun by paying you cashback for buying food and household staples.
You can also earn cashback shopping online, earning as much as 20% cash back at many major stores like Target, Walmart, Home Depot, Amazon, Best Buy, and many more.
It’s easy to sign up for Tada; just enter your email address and create a password. Then it’s time to shop! For example, if you’re shopping for groceries, shop how you normally would and upload your receipt when done. Tada automatically scans your receipt for eligible purchases and pays cash back.
To earn money online, download the Tada app or the Tada browser extension, look for offers you will use, activate them and buy the products through your Tada app or extension. Then, you’ll automatically earn the allotted cash back.
When you’re ready to cash out, you can choose from PayPal or gift cards to 80+ retailers at discounted rates.
If you’re ready to try Tada, sign up and earn your $20 bonus.
Apps that Give you $20+ for Signing Up
3. Upromise (529 College Savings): $30
College is expensive, so parents must get creative when finding ways to pay for it. 529 savings plans and other investments are a great start to paying for your child’s education, and Upromise is a great addition to these efforts to maximize your savings.
When you link your college savings plan to Upromise (or a checking/savings account if you don’t have one), you can earn cash rewards for shopping, dining, and taking advantage of your favorite deals. Any rewards you earn, Upromise automatically deposits in your college savings account.
All you have to do is spend with your Upromise Mastercard and earn cashback. It might not sound like much, earning $10 or so a month, but if you consistently make $10 monthly, it can quickly turn into $3,500+ with a 5% return over 18 years.
If you’re ready to save thousands of dollars on your child’s college education, sign up for Upromise and earn a $30 bonus if you link a 529 savings plan within 30 days and keep it active at least through the first cashback earned from Upromise and verify your email address.
4. Robinhood: Up to $200
Robinhood was one of the pioneers of free stock trading. While many apps have followed suit, Robinhood still has a lot to offer investors, including fractional shares, and access to stocks, ETFs, options, and cryptocurrency.
Robinhood has a $0 minimum deposit requirement, and they’ll even match your IRA contributions by 1%. So, for example, if you contribute $6,000, they’ll match $600, increasing your savings. It may not sound like much, but when you let the earnings compound, you might earn thousands of dollars between when you contribute and retire.
What I love about Robinhood is you can have a portfolio made for you in true robo-advisor style or create your own. Of course, you could do some of both, giving you the best of both worlds, and all trades are commission-free.
They also offer commission-free options trading if you’re an advanced trader or want to dip your toes in options trading. There aren’t even per-contract fees.
Robinhood offers up to a $200 bonus in stocks to get you started. Just sign up for an account and make your first deposit. From there, Robinhood will offer you a free gift, aka money, to buy a stock from one of the top 20 stocks on their list. According to Robinhood, the gift can be worth up to $200, but the average investor gets $5 to $10. You might only buy a fractional share, but it’s free stock, so it’s a bonus.
Robinhood makes investing simple with their mobile app. You'll also trade commission-free, and can start building your portfolio with just $1. Use our link to earn up to $200 in free stock.
5. Nielsen: $60 Gift Card
Nielsen pays you for using your devices. It sounds crazy, but they pay users to use the internet. The catch is you must download the Nielsen app or computer software and let them track your internet usage.
Nielsen does this to help companies improve the services they offer. Between your usage and the answers to the questions they ask, you can help shape products and services for the future.
In exchange for downloading the app, Nielsen pays users up to $60 in points you can trade for gift cards to your favorite stores or services, including Amazon, Starbucks, PayPal, and Google Play.
6. RewardSurvey: $30
If you love making a difference in companies that sell products or services, sign up for RewardSurvey and share your opinion. RewardSurvey conducts periodic surveys asking about certain products, services, or your habits and pays reward points for your time.
As soon as you earn reward points, you can redeem them for the most popular magazine or gift magazine subscriptions.
When you sign up, you’ll automatically earn $30 worth of points to redeem for your favorite options immediately. You also can save your points, but they expire after six months, so don’t let them sit too long.
7. Webull: Up to $300
Webull is a commission-free stock trading app. They have no account minimums, and you can trade stocks, ETFs, options, OTCs, and crypto. In addition, investors can open an individual taxable or retirement account and have access to pre-market and after-hours for extended trading.
Webull is great for technical investors who use technical indicators, charting, and Level 2 quotes to choose their investments. Investors also get access to a fully customizable desktop platform to create custom charts and watchlists and place trading orders.
If you sign up for Webull, you can earn up to $300 in free stock. To earn your free stock, download the app or open an account online and you’ll earn two free fractional shares valued up to $300.
When you fund your account, you can earn an additional 4 to 10 free fractional shares valued at up to $3,000.
Why These Sites Give You a Free $20 Credit When You Sign Up
The sites mentioned above are all ways to supplement your income or get a bonus for opening an account. Most sites can pay you because they earn a commission from the companies they work with to bring in more members.
The companies that pay a sign-on bonus but don’t get a commission from other companies do so to bring in more customers. It’s a cost-effective marketing technique for these companies to increase their customer base.
Frequently Asked Questions
Earning a sign-on bonus is a great way to boost your earnings, and sometimes you can even cash out immediately, making it a great way to earn extra money.
How do you claim your free $20 credit when you sign up?
Every company differs in its requirements for earning a signup bonus. So always read the fine print to determine what you must do to earn the bonus. This is especially important for banking or investment apps, as they may have minimum deposit requirements or require you to meet other criteria, such as setting up direct deposit or spending with your linked debit card.
What are some apps that have other sign-up credit amounts?
Earning a $20 sign-up bonus is great, but any free money is great. Some apps offer lower bonuses, but it’s still free money and worth considering. Some popular apps offering sign-up bonuses include Swagbucks, LifePoints, Acorns, and Cash App.