Tools & Resources

I personally use or have used all of these tools and resources. In fact, I still use many of them almost daily to track my own portfolio, invest, or run my businesses. They are the best I have found. If you click on these banners and sign up I may or may not be compensated at no cost to you. Hope they help! Thanks for supporting Millennial Money.


Personal Capital – Free Net-Worth & Investment Tracker

I have been using Personal Capital for 3 years and use the free version. They continually add new features which allow me to track both my net-worth and my millennial money portfolio performance. Sign-up and use for free.

Divy – Invest in any stock with just $10

I recently got access to the beta of Divy and it could definitely change the investing game. It’s an insanely easy to use investing app where you can invest in any stock with just $10. So you don’t need to have $850+ to buy a full share on AMZN (you know my favorite stock here at MM). You can buy a piece of 1 share. I loved this feature and it’s a great way to start building a stock portfolio (right from your phone) with a small amount of money. Then you can invest more over time. I’m excited to hear how you like it – to gain access to the app, use the code MILMONEY


Betterment – Simple Automated Investing

Betterment is a robo-advisor that uses an algorithm to manage and re-balance an investor’s portfolio. I spent 1-year using Betterment and loved it. To learn more about my experience check out my Betterment Review. While I am not currently a Betterment user, I do recommend the platform if you are looking for an easy to use hands-off investing platform with amazing features.


Vanguard Personal Advisor Services – Low-cost advisor services

I’m a huge Vanguard fan and actively invest in their mutual funds. While I don’t personally use Vanguard’s Personal Advisor services, I went through the customized sign-up process and was super impressed with their recommendations. If you are looking for a low-cost advisor look into Vanguard. Also, check out my Vanguard Personal Advisor Services review.

vanguard personal advisor services

Simply Wall St – The Pinterest of Stock Research

I am a big fan and user of the Simply Wall St platform. I use it whenever I am analyzing a stock, so I can visualize the key fundamentals. The investor plan is totally worth it if you actively analyze stocks. You can check out my detailed review of Simply Wall St.


LendEdu – Student Loan Refinancing (Free Quote Doesn’t Impact Your Credit)

I used LendEdu to search for the lowest rate for my wife’s student loans. The best thing about LendEdu is you can search for low rates without it impacting your credit score. While you do need to put in your social security number, they do a soft credit inquiry so it doesn’t alert credit bureaus or the request. It’s also super simple and you can see your personal offers from a bunch of student loan providers in less than a minute. Highly recommended.


LendKey – $500 off (at least) using my link

I’ve never used LendKey personally, but I really dig their mission and have friends who have used happily used LendKey. The coolest part about LendKey is that they partner with local credit unions to service your loans – so no big banks, only the small homegrown credit unions on Main Street. 🙂 I can get behind that. If you need to refinance LendKey make it super easy and it doesn’t hurt your credit to check the rates. Check them out.


SoFi – Low Student Loan and Mortgage Refinancing Rates

After a ton of research, my wife and I decided to refinance her student loans with SoFir because they gave had the most favorable rates. We ended up refinancing for 2.84%, which will save us over $4,000 over the life of the loan. They also have low mortgage refinance rates as well. I definitely recommend you check out their rates if you are looking to refinance.


Bluehost – Launch a blog or website in 10 clicks!

I host this website on Bluehost and use it for many of my client websites as well. I recommend it to anyone who asks me how to start a blog because the pricing is simple and the set-up is super easy (only a few clicks and you are up and running). A few people have reached out commenting on Bluehost page speed issues, but they have been fixing them and are always quick to pick up phone calls to provide support. I recommend Bluehost to all new bloggers or anyone interested in launching a website.


ThemeForest – $5 Premium Website Themes

Don’t pay more than $60 for a new website or awesome website design! ThemeForest is the world’s largest premium WordPress theme marketplace. Most of the themes come with awesome support and are super easy to implement. I’ve been shopping on ThemeForest since 2010.


99 Designs – Custom Logos and Designs (crowdsourced)

I used 99 designs to get the logo for Millennial Money and have used the service 4 other times over the years. It’s awesome. The reason I love it is because it allows users to run “design contests” and get mock-ups from ton of designers around the world. For Millennial Money I received over 75 logo submissions and then I could work with as many of them as I wanted to refine their designs. I chose 3 designers and worked with them to get closer to what I wanted – I also shared designs with my friends to comment on through the platform. In the end you ONLY have to pay if you select a winning design. Super cool. Highly recommended for logos or any other design projects for your business.

ConvertKit – Best Email Marketing Tool. Period.

I have been using ConvertKit since 2016 and have seen an almost 200% increase in my email list subscribers since starting to use the platform. The best thing about ConvertKit is that it was built for bloggers by bloggers. It has simple form builders, landing page builders, and the best subscriber segmentation I have seen. I was a little worried moving my email list over from MailChimp, but it literally took like 2 minutes to migrate with a simple integration provided by ConvertKit. Finally, I also love the ConvertKit private Facebook group and community support they offer. I’ve posted a few questions to the community and always get help almost immediately. ConvertKit definitely have the best customer experience for an online service I have ever received. Highly recommended.


Podbean – The podcast host I use

Podbean is the best podcast host on the market. I chose them specifically because of their analytics capabilities, but love all the features. It’s super easy to connect to iTunes (I was approved in only 2 days!), link to your own URL subdomain, drag and drop episodes and update my feed. I couldn’t recommend them enough. Definitely worth if you plan to launch a podcast.

Legal Zoom – Form Your Company, Protect Your Trademark, Speak with an Attorney

I have been using Legal Zoom for at least the past 6 years and used their services to form two companies, file trademarks, and consult with an attorney through their subscription service. The platform is super easy to use and they make sure you don’t miss anything when filing legal paperwork. If you sign up for an advantage membership you also get access to tons of legal templates you can use (I found the NDA and partnership documents particularly helpful). Finally, they have an awesome network of attorneys and you can book an unlimited number of 30 minute consults for about $30/month. They are a lot more affordable than hiring a big law office and Legal Zoom’s lawyers have always gone above and beyond for me.

FreshBooks – Easy Cloud Based Invoice & Accounting Software (Free Trial)

I use Fresh Books to manage my business invoices and to help with my business accounting. I use it on both on my phone, iPad, and computer seamlessly. It’s super simple to use and they are always adding new features. Save time billing and get paid faster. I’ve been super happy with Fresh Books – it’s definitely worth checking out.

SEMRush – The Best SEO/SEM Research Tool

I have been using SEMRush (the paid version) for over 4 years for all of my digital marketing and SEO work. It is the best SEO and competitive intelligence tool available – period. I couldn’t recommend it highly enough.

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