Best Money-Making Apps

So, you need extra cash for bills or other daily expenses; we’ve all been there. Luckily, 2022 has never been a better time to utilize apps and technology to make money fast.

The Millennial Money team conducted a detailed review of today’s best money-making apps. These apps are most likely not a substitute for your day job.

That said, they are a great way to supplement income and earn fast cash.

36 Best Apps to Make Legit Money

Here are the top apps to make real money fast:

1. Swagbucks

Earning potential: 💰💰

Swagbucks is a cash rewards app and website that pays its members in exchange for completing online tasks, playing games, filling out surveys, and more!

You join for free and then earn Swagbucks points by doing simple tasks. Then, you can redeem your Swagbucks points for gift cards or cash—yes, cold hard cash—via your PayPal account.

The easiest way to earn these points is by using the Swagbucks search engine to do your daily web browsing. This way you’ll earn points without even thinking twice about it.

Pros:
  • 100% free to join and make money right now
  • Offers cash out via PayPal or Amazon Gift Cards
  • Easy to use website and mobile app
Cons:
  • Lower payouts for watching videos

2. DoorDash

Earning potential: 💰💰💰

DoorDash is another site that makes use of your car and spare time. A popular competitor of Uber Eats, Doordash is the market leader for food delivery apps.

With DoorDash, you can deliver food from local and chain restaurants and some grocery stores and markets.

DoorDash sets a minimum base payment amount for each order, from $2-$10 based on factors like time and distance.

Before accepting an order, you can see the base pay amount, which may increase if it’s Peak time or if you create Challenge bonuses in the app. You also get to keep 100% of your tips.

If you live in an area where Caviar is active, you can also accept orders for it through the Doordash app since the company acquired Caviar recently.

Pros:
  • Guarantees some work with optional scheduled shifts
  • Offers Peak Pay at busy times
  • Doesn’t prohibit passengers
  • Encourages generous tipping
Cons:
  • Charges $1.99 for instant payments
  • Has limited shift availability, especially in more rural areas

3. Branded Surveys

Earning Potential: 💰💰

Branded Surveys is my pick for the best overall survey site. It gives you points for taking surveys or carrying out tasks like referring friends to the platform.

When you sign up, you’ll answer demographic questions to help determine what surveys are a good match for you. Then, the platform sends qualifying surveys to your inbox.

There’s also a bonus program, called Branded Elite. The more bonus surveys you take, the higher amount of points you can receive.

Once you reach 500 points, or $5, your Branded Surveys points can be redeemed as direct deposits, gift cards to popular retailers, or donations to charity.

While you shouldn’t quit your day job to take online surveys, Branded Surveys can be an easy outlet for earning some cash on the side with minimal effort.

Pros:
  • Features an intuitive user experience
  • Pays more than most competitors
  • Has an impressive gift card selection
  • Offers bonus badges that increase earnings
Cons:
  • Payments may take up to 3 weeks
  • Can be difficult to qualify for some surveys

4. Fiverr

Earning potential: 💰💰💰💰

Fiver is a marketplace that connects freelancers to work in more than 200 niches, such as SEO, writing, graphic design, and virtual assisting.

Once you create a free account, you can make a profile detailing your expertise, services, and prices.

Buyers can find your profile on the site and book projects. Once you complete the work, you get paid. The platform can pay via direct deposit, Paypal, or a Fiverr pre-paid card.

The more successful sales you make, the higher levels you advance to. As a top-rated seller, you get more active postings and priority customer support.

Offering your services as a freelancer can be really lucrative. A site like Fiverr could help launch your career and lead to higher earnings than taking surveys online or making deliveries.

Pros:
  • Has a high earning potential
  • Doesn’t require you to bid on projects
  • Provides a wide variety of project needs
  • Lets you set your rates
Cons:
  • Charges sellers a 20% commission
  • First gigs can be hard to land

5. Steady

Earning potential: 💰💰💰💰

Steady in an app that has a large selection of gig economy jobs displayed all under one roof. You can search for part-time, hourly, and on-demand work opportunities that are all customized according to your location and skills.

In addition to finding job opportunities, the app also provides personalized earning insights, income booster opportunities as well as savings incentives, and discounts.

Pros:
  • 100% free to sign up and use
  • Easily find and apply to side gigs
  • Sign-up and referral bonuses
Cons:
  • Popular gigs are featured heavily
  • Earning potential not listed on every gig

6. UpWork

Earning potential: 💰💰💰💰

Upwork is another marketplace for hiring freelancers, and since its launch in 2015, has grown to become the largest and most popular site of its type.

If you’re not ready to pitch directly to companies, using a third-party freelance website like UpWork could be a good option.

Another advantage of using UpWork is that you don’t have to worry about being scammed or chasing payments. UpWork takes care of this for you. Still, it comes at a price – a cut of the profit.

Pros:
  • Larger projects
  • Great customer support
  • Lower fees the longer you work
Cons:
  • Heavy competition
  • High starting fees

7. Rakuten

Earning potential: 💰💰

Rakuten is an affiliate marketing company that allows you to make money by shopping through their app or site. It’s completely free to use. Rakuten makes money by earning a cut from purchases made through their software and has decided to split that cut with you.

You can earn anywhere from 1% to 40% on purchases made through Rakuten from more than 2,500 retailers, including popular ones such as Amazon, Target, Sephora, and Nordstrom. You can search for your favorite stores or go through Rakuten’s helpful categories like toys and beauty products or special deals such as double cash back stores.

Rakuten is totally legit, but be prepared to wait for your rewards. Rakuten only pays out once a quarter and does so via a direct deposit into your PayPal account or via a physical check.

8. Poshmark

Earning Potential: 💰💰💰

Founded in 2011, Poshmark is most popular for its gently used clothing, shoes, and accessories. You can also use the site to buy and sell electronics, home decor, pet products, and beauty supplies.

Poshmark is simple to use. Once you sign up, you can upload pics of your items, share a brief description, and set your price. Shoppers make offers that you can either decline or accept.

Once payment is received, Poshmark will email you a pre-paid shipping label, then pay you by check or direct deposit once the buyer receives their order.

You’ll find the most success with Poshmark if you upload quality pictures and descriptions and sell recognizable brands.

Pros:
  • Great user experience
  • Covers items that are lost or damaged during shipping
  • Pays for shipping
  • Issues payments within 3 days
Cons:
  • Charges a seller fee
  • Has mixed customer reviews

9. Uber

Earning potential: 💰💰💰

If you have a car that’s 15 years old or newer and some free time, Uber could be a rewarding venture.

You can use the app for anything from occasional side hustling in your spare time to a full-time business, setting your own hours.

Drivers can use the Uber app to accept rides or to make Uber Eats deliveries and cash out with instant payments up to 5 times per day.

How much you make depends on the number of drives you take on, the distance and time, tips, and whether or not you accept rides during peak rush hours. It’s best if you live in a major city with steady traffic.

Pros:
  • Allows you to set your schedule
  • Lets you deliver food or drive passengers
  • Presents passenger and driver reviews
  • Eliminates risk of unpaid fares
Cons:
  • Requires a 4-door car 15 years old or newer
  • Doesn’t pay for wait time

10. Ibotta

Earning potential: 💰💰

Ibotta is a shopping app you can use to earn cash back on your everyday purchases at over 300 in-store and online retailers. The Ibotta app is 100% free to use.

After a large grocery shopping trip, boom! Instant cashback. After a trip to the mall… cash back! Even after shopping for some items on Amazon, BOOM: CASH BACK! Cash back for every type of shopper, including online and in-store retailers.

Seriously, this Ibotta app is legit. I continuously accumulate cash back on everyday purchases through the Ibotta app. There is really no downside.

Receive a FREE $20 bonus when you redeem 10 offers in the first 2 weeks!

Pros:
  • 100% free to sign up and use
  • HUGE network of participating retailers
  • Easy way of earning money while making everyday purchases
  • Available in Google Play Store for an Android Phone, or App Store for iPhone
Cons:
  • App tracks your location while inside stores
  • Limited customer support for disputes or issues

11. InboxDollars

Earning potential: 💰💰

InboxDollars is a cash rewards app and website that pays its members in exchange for completing online tasks, playing games, filling out surveys, and more!

First-time users can earn a $5 sign-up bonus after verifying their email address. InboxDollars doesn’t use a “points”-based earning system like other money-making apps. Instead, your earnings are shown in dollars, making it easy to know exactly how much real money you’re making.

The InboxDollars mobile app is also one of the easiest to use, with a very simple interface.

Pros:
  • 100% free to join and make money right now
  • Offers cash out via PayPal or Amazon Gift Cards
  • Been in business for over 20+ years, so you know it’s legit!
  • Easy to use website and mobile app
Cons:
  • Minimum payout threshold of $30 must be met before cashing out earned money
  • Could take up to 2 weeks to claim money
  • Some of the “free surveys” require you to buy something, so they aren’t actually free

12. Airbnb

Earning potential: 💰💰💰💰💰

Wherever I travel, I check the Airbnb app for the best places to stay. I also use the Airbnb app to make money. When I was living and working abroad, I rented out my house using Airbnb. It’s crazy to think that your house can be earning money while you travel!

I was able to cover my mortgage payments very easily. Furthermore, when I was living in the house, I would rent out rooms during peak college football season at a mighty premium.

You can make so much money by renting out rooms with Airbnb. Earning money will be pretty easy if you live in a desirable travel city, or near a popular vacation destination.

Pros:
  • Make money renting unused space, rooms, or while traveling
  • Set your own rates, manage your own schedule
  • Quick to set up, easy to manage via the free mobile app
  • Trustworthy company with rating systems, well-vetted applicants, and security deposits.
Cons:
  • Heavily regulated in some locations
  • Highly competitive industry in some locations
  • Risks involved with theft, damage, and ware to your home

13. Decluttr

Earning potential: 💰💰

Decluttr is like Poshmark, but with a twist. Instead of selling your clothes and accessories, the website lets you sell your tech devices, from computers, phones, and tablets to video game consoles, DVDs and Blu-Rays.

Decluttr is easy to use. Once you sign up, simply scan the barcodes on your CDs, video games, and DVDs, and the app will tell you whether they’re accepted or not.

For tech items like cell phones and laptops, Decluttr will make you an offer based on its make, model, and condition.

You’re guaranteed the original price Decluttr offers you, or you can request to have your tech items shipped back for free.

The app is best if you have newer devices in good shape. If you’re looking to ditch a clunky cell phone from the early 2000s or have retro games or consoles, consider a different platform.

Pros:
  • Shows current most popular resell items on the site
  • Offers free shipping
  • Provides quick direct deposits, Paypal, or charity donations
  • Has solid BBB and TrustPilot ratings
Cons:
  • Requires at least 10 media items or 1 tech item per order
  • Offers are subject to change upon inspection

14. MyPoints

Earning potential: 💰💰

MyPoints is a platform that allows you to earn gift cards for answering surveys, playing games, watching videos, and many other online activities!

MyPoints will also pay you to shop online! Earn free gift cards when you shop online at over 2,000 top retailers like Walmart, eBay, and Amazon.

You’re going to buy things anyway, so you may as well buy them through MyPoints to save money and earn that free gift card!

$5 Sign-up Bonus: Complete five surveys. $10 Task Bonus: Make your first purchase of $20 or more and receive a $10 Amazon Gift Card.

Pros:
  • Legit and trustworthy company
  • 100% Free to sign up and use
  • Multiple redemption options like real money or gift cards
  • Large network of participating partners and retailers
Cons:
  • Surveys and video options (like with most survey sites) are probably not the best use of your time
  • Requires purchases to get cash back
  • Limited customer support options

15. Neighbor

Earning potential: 💰💰💰

Neighbor is like the Airbnb of storage. Instead of renting your home or room out to strangers, you can convert unused space into storage income.

It’s easy to turn your basement, garage, spare office room, or even closet, into passive income or a great side hustle earning up to several hundred dollars a month. In New York City, they estimate a spare basement rental to generate almost $10,000 per year!

What’s even better is both the renter and host are protected from mishaps. Neighbor’s Host Guarantee protects you up to $1,000,000 for personal liability and renters are eligible for up to $25,000 in case items are damaged during storage.

List your space on Neighbor today!

Pros:
  • Make money from your unused space
  • Free to list your storage space
  • You set the rates, access times, and availability schedule
  • Insurance options provided by Neighbor
Cons:
  • Demand varies greatly by location
  • Storage can be inconvenient, or an eyesore in your neighborhood for large items

16. Acorns

Earning potential: 💰💰💰

With Acorns, you can set up a free mobile app to round up your purchases to the nearest dollar. They take this cash and invest it into ETFs. Honestly, it’s pretty sweet.

Once you download the Acorns app, it will automatically, round up to the nearest dollar and invest that 10 cents! With the Acorns app, you can build an investment portfolio one dime at a time.

This money-making app is definitely a millennial investing strategy. You can set it and forget it, and build your investment portfolio without even knowing it.

You can also direct additional funds into the Acorns app for investment. Try it risk-free and receive a $5 sign-up bonus.

Pros:
  • FREE for college students
  • Automates saving and investing
  • Invests in ETFs with low expense ratios
Cons:
  • Flat fees are high for low-balance accounts
  • Requires spending money to save money
  • Limited investment options

17. Turo

Earning potential: 💰💰💰💰

If you want your car to make money for you without having to get behind the wheel, check out Turo. The streamlined app and website let you rent out your car to Turo users across the US, Canada, and the UK.

It’s popular because it often offers lower rates than rental car companies. You can set your rental fees or use Turo’s recommended ones and use the site’s calculator tool to estimate how much you could make each month based on the car, your location, and availability.

Turo conveniently offers protection for theft and damage, as well as $750,000 of liability insurance so your car is covered.

You’ll keep 65-90% of the trip’s total earnings. There’s a market for most vehicle types on Turo, but overall, Jeep Wranglers are the most successful model on the site.

Pros:
  • Lets you earn more by adding extras like refueling
  • Has a snooze feature if you want to take your car offline temporarily
  • Can provide passive income
  • Gives you control over rental fees
Cons:
  • Takes substantial commissions
  • Long turnaround time on customer support for claims

18. Rover

Earning potential: 💰💰💰

If you love animals and want to make some extra cash taking care of pets, Rover could be the site for you.

Rover offers dog walking, pet/house sitting, boarding, drop-in visits, and doggy day care. After passing a background check and being vetted by Rover’s team, you can create a profile and start booking gigs.

Pet owners can leave reviews on the site after using your services, which can help to boost your profile and build your reputation.

Rover notes that caretakers who offer boarding are their highest earners, making up to double what other sitters make.

Rover lets you set your rates, but it takes a 20-25% commission. While you could market your own pet sitting business on your own and avoid these fees, the convenience could be worth it. Rover offers secure online payments.

Pros:
  • Has high earning potential
  • Lets you set your schedule
  • Takes a smaller commission fee than Wag
  • Provides pet care education and vet tech assistance
Cons:
  • Doesn’t offer direct deposits
  • Charges a $5 fee on payments unless you use Paypal

19. Instacart

Earning potential: 💰💰💰

Instacart is arguably the most popular grocery delivery service in the country. It operates in all 50 states and is constantly expanding into new cities

You can earn money with Instacart as a full-service shopper. After signing up and answering questions about you, your phone service, and your car, Instacart will perform a background check.

Once you’re approved, you can download the app and set your availability a week in advance. In some areas, you can simply take requests on the spot as they come through.

Regardless, you can choose to either pass on new orders or accept them. How much you earn depends on your hours, location, delivery distance, and the difficulty of the order. You may also be tipped.

Pros:
  • Gives you 100% of tips
  • Lets you set hours
  • Requires less driving than Doordash
  • Offers entry-level work with minimal requirements
Cons:
  • May require heavy lifting
  • Caps hours at 29 per week

20. Gigwalk

Earning potential: 💰💰

Gigwalk is a unique app that helps businesses to gather data and complete tasks. While the name may be less recognizable than some of the other money-making sites in this review, there are currently over 1.7 million Gigwalkers who get paid to carry out an assortment of jobs.

Most tasks are brand assignments. For example, you might be asked to go to a retail store and verify that a product is priced or displayed correctly.

Signing up is simple. Create an account, answer a few questions about yourself, then connect your Paypal to receive payments.

All your work is tracked through the app, and you can set your schedule based on tasks that interest you. Tasks may take anywhere from a few minutes to hours.

Pros:
  • Lets you choose gigs that interest you
  • Offers simple 5-minute gigs
  • Doesn’t have fees outside of Paypal
  • Has high earning potential for some tasks
Cons:
  • Only offers Paypal payments
  • Has limited opportunities in smaller cities

21. Taskrabbit

Earning Potential: 💰💰💰

If odd jobs are your bread and butter, you should consider Taskrabbit, a site designed to save customers time on everyday tasks.

Taskrabbit is a lot like Craigslist, but with added protection. Taskers are verified and reviewed by clients, so people can rest assured they aren’t getting scammed.

As a Tasker, you can pick up gigs like painting houses, putting together furniture, or making home repairs.

While you may be able to charge higher hourly rates with specialized experience, you can find entry-level tasks on the site, too. But as you accumulate positive customer reviews, you could build a sizable side hustle on Taskrabbit.

To sign up, simply create a profile, keep your hours updated, and let the clients handle the rest. They can book appointments on the site. Once you’ve completed the task, you’ll be paid in the app and keep 100% of the profit, plus tips.

Pros:
  • Based on hourly rates you set
  • Offers over 50 services
  • Doesn’t feature fees or commissions
  • Pays by direct deposit
Cons:
  • Only available in select cities
  • Mixed customer service reviews

22. LifePoints

Earning Potential: 💰💰

LifePoints is another top pick if you’re considering survey sites. While you’re likely to get higher payouts on Branded Surveys, Lifepoints is a great alternative for quick and easy tasks.

Its surveys are typically easier to qualify for than most competitors, and you can complete the majority of them in 10 or 20 minutes.

LifePoints also operates on a points system. When you sign up for LifePoints, you get 10 bonus points to get started. From there, you can earn more points by completing surveys.

The site will match you with relevant surveys based on your interests and demographics and send them to your inbox.

LifePoints also gives away weekly bonus points and has occasional drawings for TVs, tablets, and other major prizes.

Pros:
  • Offers a diverse range of survey options
  • Has several options for redeeming points
  • Takes 20 minutes or less to complete surveys
  • Is mobile friendly
Cons:
  • Only offers surveys for points
  • Costs more to redeem points as gift cards than cash

23. Survey Junkie

Earning potential: 💰💰

Survey Junkie is another survey site that may be worth your time. It also offers quick straightforward surveys for points.

Survey Junkie is owned by DISQ, a reputable data analytics platform that provides market research data to major brands.

You can participate in Survey Junkie’s research in 2 ways: SJ Opinion and SJ Pulse. With SJ Opinion, you take surveys, get points, then get paid.

With SJ Pulse, you automatically give Survey Junkie access to your browser history, content engagement, ads, and shopping activity for extra rewards.

As you might expect, you can redeem points in the form of e-gift cards to popular retailers or cash out with Paypal payments.

Pros:
  • Is free to sign up for
  • Offers bonus points for signing up
  • Is easy to use
  • Provides additional points for sharing online behavior
Cons:
  • Offers lower payouts than some competitors
  • Has limited survey offerings

24. Piñata

Earning potential: 💰💰

Piñata is an app that helps renters earn rewards, save on everyday expenses, and build credit for a sweeter rental experience. You get a $30 gift card plus $20 Piñata Cash just for signing up!

We get loyalty rewards for almost everything these days, but not for our biggest expense: rent! Piñata rewards tenants for paying their rent on time and in full. Plus, every time you pay rent on time, they give a meal to someone in need. Double win!

25. Robinhood

Earning potential: 💰💰💰💰

Robinhood is an investment app that makes investing fun, which can be good or bad depending on how disciplined you are as an investor.

Robinhood’s app is impeccably designed—smooth, sleek, intuitive, and easy to use. I find myself checking it at least 20 times a day, sometimes more. It’s addictive, which makes it super easy to day-trade, an investing strategy I don’t recommend.

My personal investment strategy is largely based on investing in low-cost diversified index funds, which you don’t need Robinhood to do. But I also enjoy investing in individual stocks and Robinhood is the best investing app out there.

Robinhood’s claim to fame is that they allow customers to make an unlimited number of commission-free trades on stocks, ETFs, mutual funds, and options in a brokerage account.

Pros:
  • Commission-free trades on stocks, funds, and options
  • Next-level cryptocurrency platform (also commission-free)
  • Intuitive, easy-to-use website and apps
  • Robinhood gives you free stock when you open an account
Cons:
  • Customer support only via email and chat
  • No checking or savings accounts
  • Can’t invest in tax-advantaged retirement accounts like IRAs

26. Capital One Shopping

Earning potential: 💰💰

Capital One Shopping (formerly Wikibuy) is a savings/coupon shopping app and browser extension that lets you compare prices among various online retailers, find better coupon codes and even find better deals among the multiple sellers on Amazon.

If you shop online through Capital One Shopping you can earn credits on your purchases that can be redeemed for gift cards. For example, you can get 1% back on purchases made at Dell.com, 2% from Walmart.com, 9% on purchases at JCPenney, or 4% from Groupon.

And friends, saving money is making money.

Just start your purchase journey through the Capital One Shopping app and earn rewards. Average credits at many stores are 2.0% to 10%, with some stores offering limited-time double rewards!

Pros:
  • 100% free to sign up and use
  • Does in-store comparisons with free mobile app
  • Automatically adds promo codes at checkout
  • Price drop alerts on wishlist items
Cons:
  • Tracks your online activity (although very secure)

27. CrowdStreet

Earning potential: 💰💰💰💰💰

If you’re an accredited investor and would like some skin in the commercial real estate game, CrowdStreet is worth checking out. The company offers an intuitive way to invest in commercial real estate in a way that hasn’t always been accessible to individual investors.

It’s free to sign up for CrowdStreet, and there are no fees for having an account or browsing the company’s investment opportunities. The company does, however, earn commissions on the individual investment options, blended portfolios, and funds that it offers.

Pros:
  • Innovative way for accredited investors to diversify their investments
  • Tech-savvy company with an easy-to-use online platform
  • Solid customer support
  • You might see significantly better returns than you would in the stock market (of course, you might also lose money)
Cons:
  • Low liquidity; your money will be tied up for several years
  • Real estate might be risky compared to traditional ETFs
  • Only available to accredited investors that earn over $200,000/year
  • High minimum buy-ins (e.g., $10,000 to $25,000 for funds/portfolios, $250,000 for privately managed accounts)

28. GetUpside

Earning potential: 💰

GetUpside provides people with real-time, personalized cash back offers at gas stations, grocery stores, and restaurants through its free mobile app on iOS and Android. Use the code MM20 to receive a $0.20/gal bonus on your first gas receipt, for savings up to $0.45 per gallon!

Pros:
  • Free and Easy to use
  • You earn real cash – not points or credits
  • Users earn $200-$300 a year
  • Helps the environment – GetUpside dedicates 1% of revenue towards sustainability initiatives
Cons:
  • Grocery and restaurant features are only available in select markets
  • Must use credit/debit card on your gas, grocery, or restaurant purchase to earn cash back
  • Not every business participates

29. Truebill

Earning potential: 💰

Have you ever signed up for a service—an online magazine or an obscure video streaming service, maybe—and then forgot you subscribed? If it’s a small enough fee, you may not notice it for a few months.

Truebill would like to notice for you. Download the free Truebill app, connect your main checking account or any bank account, and let the app get to work.

The app will analyze your spending habits and identify recurring charges, which you may want to eliminate. If you want to keep paying a bill, that’s fine. If you don’t, Truebill can cancel the subscription for you.

And there’s more to this app. Truebill can negotiate with service providers on your behalf to lower your monthly fees. The service can also monitor your utilities such as cable to report outages and seek refunds.

Pros:
  • Free version available
  • Will catch old subscriptions and forgotten service charges
  • Offers trends, insights, and price reductions
Cons:
  • Keeps a large percentage of your savings (free version)
  • Must allow access to bank account and transaction history (although very secure)

30. DiversyFund

Earning potential: 💰💰💰

DiversyFund is another crowdsourcing real estate investment platform that allows you to invest in real estate for only $500.

They expect an 11-18% annual return. This can be a solid return on investment and a great way to diversify your traditional stock and bond investment allocation.

Additionally, DiversyFund is a great way to invest in the real estate market while you’re saving up for a down payment on your future home! They have a free mobile app, but it’s newly released and still has features being made by the app developer. Sign up now to begin using the online platform.

31. Stash

Earning potential: 💰💰💰

Stash makes investing simple. Similar to Acorns, Stash is a money-saving and making app that will round up your purchases and invest the rest.

Stash allows you to invest your money where it matters to you. Invest in innovation, the environment, or anything else you choose. Investing, simplified!

With Stash, you can invest automatically in stocks and ETFs that are carefully selected to reduce the expense ratio.

Pros:
  • Exceptional mobile app and experience
  • Very competitive fees
  • Excellent security
  • Fractional shares and low cost to start
Cons:
  • No free version available
  • Regular bank account interest is low for uninvested funds

32. Blooom

Earning potential: 💰💰💰💰💰

I started using Blooom to manage my 401(k) investments in early 2018. In less than a few minutes, Blooom analyzed my current 401(k) and identified fees, risks, and diversification issues in my portfolio.

For less than $10 per month (if you purchase a year subscription) Blooom can manage your 401(k) investments. I’ve tested a few 401(k) analyzer products and Blooom is by far the best if you’re looking for inefficiencies in your 401(k).

Pros:
  • Automated account management
  • Advanced security (with text alerts for fraudulent or suspicious activity)
  • Referral program available for earning additional money
  • Transparent ad flat fee structure
Cons:
  • Limited account support (no phone—mostly chat and email support)
  • Minimum effort investing could potentially yield minimal results

33. M1 Finance

Earning potential: 💰💰💰💰💰

M1 Finance is a robo-advisor that uses an algorithm to manage and re-balance an investor’s portfolio.

While I am not currently an M1 Finance user, I do recommend the platform for both people who are learning how to start investing and more experienced investors looking for an easy-to-use, hands-off investing platform with exceptional user experience.

As more Millennial investors are starting to look for where to start investing, the team at M1 Finance has done an exceptional job marketing their service to Millennials. Any time I’m searching online about personal finance and investing, it’s hard not to see M1 Finance ads across most websites.

M1 Finance is a solid choice for new investors looking for an easy-to-use platform and a simple way to start investing.

Pros:
  • Free trades and no Assets Under Management fees
  • Invest, borrow, or trade money all in one place
  • Very intuitive mobile app, and web platform suited for savvy investors
Cons:
  • Limited customer support
  • No human advisory services—robo only
  • Limited trade windows

34. Capital One Price Protection

Earning potential: 💰

If you purchased something online within the past year, and that item decreased in cost, the store might owe you a refund. With the money-saving Capital One Price Protection App (formerly Paribus), you can take back your money and get refunded for things you’ve already bought!

Yes, you read that correctly. It is possible that stores owe you money!

Online shopping continues to increase, especially if you live in an expansive city. If you are someone who shops online frequently (I certainly am), then you might be looking at a quick refund!

Refunds are typically processed very quickly, usually within 3-7 business days. Retailers will issue the credit back to your original method of payment, like the credit card or debit card that you paid with.

You gotta check out Capital One Price Protection. It’s 100% free to use and does the heavy lifting for you!

Pros:
  • 100% free to sign up and claim refunds.
  • Safe, secure, and legit!
  • Refunds happen quickly, typically within 3-7 business days
Cons:
  • Not every retailer participates
  • Must allow access to your email inbox

Capital One compensates us when you sign up for Capital One Price Protection using the links provided.

35. Google Opinion Rewards

Earning potential: 💰💰

Through the Google Opinion Rewards app, you can complete short surveys for rewards in the Google Play Store or receive payment via PayPal. Survey topics include everything from opinion polls, to hotel reviews, to merchant satisfaction surveys.

Note that you will have to allow the Opinion Rewards app to have access to your location. This is because some of the surveys you will receive will be about a local store you recently visited.

There are also a couple of great features that this app offers that make it easy for you.

  1. They will notify you when a survey is waiting. So you don’t have to bother to check in from time to time. They will alert you.
  2. You don’t have to request payments from the rewards you’ve earned. Once your balance tops $2, it will automatically be transferred to your PayPal account.

36. Sweatcoin

Earning potential: 💰💰

The Sweatcoin app tracks how active you are. In addition to keeping track of your activity and encouraging you to hit your physical goals, it also rewards you for it!

How can Sweatcoin afford to pay you to walk? Easy: they make money from advertising on the marketplace section of its app.

Approximately 1,000 steps will get you 0.95 Sweatcoins, which is worth roughly $.05. This won’t make you a substantial amount of money unless you’re a marathon runner, but why not make a little extra cash by being healthy?

You have the option to cash out early, but be patient with it, as there are higher payouts if you reach certain milestones. You can either cash out $100 for a little over 7,000 Sweatcoins, or cash out $1,000 for 20,000 Sweatcoins. That’s a much better return for your efforts!

What Apps Pay You Instantly?

If you’re wondering how to get cash fast or which apps are best to make money right now, InboxDollars, Swagbucks, MyPoints, and Ibotta each offer sign-up bonuses that you can quickly redeem.

Or maybe you’re trying to save up for something special, or add to your investments. Several of the other apps I listed are either geared more towards freelancers, saving money, investing money, or require a bit of time to build up your account or property such as Airbnb or Postmates.

Either way, these legit apps could play an essential role in your money-making journey.

Read Comments

  • Comment Author image blank
    Farris
    You should add PicturePunches to the list. It's a memes site that you can earn from by posting memes. It's a great site. I think your audience will love it.
  • Comment Author image blank
    Liliana Garcia
    I noticed Shopkick isn't on this list. Maybe because it takes a while to earn gift cards. But, I've been able to get (2) $25 cards, granted it took me about 9 months. I just downloaded this Tadaw app which also gives gift cards. It requires 6500 points, but, I've already gotten 650.
  • Comment Author image blank
    Holly Hanger
    Thank you so much for you info on money making apps. It truly helps millons of people🌟🌟
  • Comment Author image blank
    Dhruvir Zala
    Glad to see that this topic is raised. I was searching for it for the long time and now i have found a relevant one. Thank you so much for this gunuine information. I have learnt many things from your blog, Will always follow you. BE GOOD DO GOOD.