$10 Sign-up Bonus Offers

Today, several companies offer $10 bonuses as a way to get more people to sign up. It may not sound like much, but $10 can grow into something more, and you receive it for doing nothing but signing up and following the instructions.

I’ve discovered the top apps that pay $10 for signing up and listed them below, plus a few higher bonuses worth checking out. You might have to meet specific requirements, but free bonuses are an easy way to boost your earnings quickly.

$10 Sign-up Bonus Offers for January 2023

The following websites and apps give new users a $10 bonus for signing up:

1. MyPoints

MyPoints is a site that pays you to answer surveys, shop online, and play games. It’s a fun way to spend your free time and earn extra money.

As the name suggests, MyPoints pays you points for your activities, including shopping. However, you can also earn exclusive coupon codes and sales available only to MyPoints members.

The nice thing about MyPoints is that you can shop online through their website or mobile app or shop in-store for groceries at stores like Walmart, Target, Kroger, and Safeway. After shopping, you upload your receipts and earn cash back.

If you’re up for trying new things, you can earn points for trial offers. But remember to cancel the trial if you don’t want to continue. In addition, they offer paid trials for some of today’s hottest companies like Hulu, HelloFresh, and FabFitFun.

How to Sign Up:

To sign up, enter your email address and create a password. Next, complete your profile to increase your chances of receiving more surveys and paid offer opportunities. When you spend $20 or more in your first 30 days of membership, you’ll earn a $10 welcome bonus to boost your earnings.

2. Swagbucks

This website pays members to do micro-tasks such as playing games or answering surveys. You may also earn points for printing coupons, accepting free trial offers, and taking quick polls.

Swagbucks pays members in points or ‘SBs’ that you can redeem for gift cards to your favorite stores. If you want to ensure you take advantage of every opportunity to earn, download the free browser extension. You’ll automatically learn about available coupons, cash-back opportunities, and sales when you search online. Plus, you get a bonus for downloading the Swagbucks extension, bringing you closer to having enough points to get free gift cards.

How to Sign Up:

Swagbucks pays new members a $10 sign-up bonus. To sign up, enter your email address and choose a password to get started. I recommend completing your profile thoroughly to increase your chances of getting surveys and applicable offers to help you earn more SBs.

To get your $10 sign-up bonus, you must make a $25 qualifying purchase through Swagbucks. Once you make your purchase, they’ll credit your account with the $10 bonus.

3. Acorns

Acorns is a micro-investing app that lets users invest their spare change. After signing up for an account, you link your most used debit card and set up the round-up feature that rounds your purchases by the increment you set.

Acorns collects the spare change into a cash account until you have $5, which they invest in a portfolio based on your risk tolerance, goals, and timeline. They also offer a retirement account and the option to continually set up recurring deposits to grow your portfolio.

In addition, you can open an Acorns checking account, set up recurring deposits, get 2-day early access to your direct deposits, and get a free Acorns Visa debit card.

How to Sign Up:

If you’re ready to collect your $10 sign-up bonus and invest it to make it grow faster, download the Acorns app, sign up for an account, and fund your account with at least $5 to get your bonus.

4. Fundrise

Fundrise is an online real estate company that lets everyday investors become real estate investors through crowdfunding. The company has a diversified portfolio of debt and equity real estate investments that they let investors buy a part of to invest in commercial real estate.

Investors don’t have the responsibility of managing the properties or the burden of owning them. Instead, they earn prorated income from the rent or interest, plus capital gains for equity investment when Fundrise sells the property.

Fundrise offers five portfolios:

  • Starter portfolio with a $10 minimum investment
  • Basic portfolio with a $1,000 minimum investment
  • Core plan with a $5,000 minimum investment
  • Advanced level account with a $10,000 minimum investment
  • Premium level account with a $100,000 minimum investment

The platform is available to non-accredited investors and is a long-term investment, lasting for at least five years. Fundrise offers a redemption program to cash your shares in early; however, you’ll pay a 1% redemption fee.

How to Sign Up:

To get started, enter your email address and follow the prompts, answering the questions to set up the proper account. You must also provide adequate identification and have your account approved. Once approved, you can link a funding account, and if you transfer at least $10, you’ll earn $10 in shares within seven days. This promotion is only available to new investors.

5. Rakuten

Rakuten (formerly eBates) is one of the most popular cash-back sites. They partner with over 3,500 stores to help you earn cash back on purchases. The cash-back percentages change often, so always check back before shopping.

You can shop on Rakuten.com, through the Rakuten app, or download the Rakuten browser extension to earn cash back. You can earn cash back on all your favorite things, including clothes, household goods, electronics, dining out, and ridesharing.

As a bonus, Rakuten also offers exclusive coupons to its members, allowing you to double dip your earnings by saving money on your purchase and earning cash back.

How to Sign Up:

To sign up, enter your email address and provide a password. Rakuten will ask for more information, such as your home address, because they send what they call ‘a big fat check’ quarterly with your earnings.

As a bonus, you’ll earn $10 for signing up after making at least a $25 purchase within the first 90 days of membership.

6. BeFrugal

BeFrugal is a cash-back site that pays up to 40% cash back when you shop at one of their 5,000+ retailers.

It’s easy to earn money using BeFrugal; just browse like you usually would, add items to your cart, and check out. You can shop on the BeFrugal website or mobile app or download the BeFrugal browser extension.

If you don’t want to worry about activating offers or missing a coupon, I recommend downloading the extension. It automatically applies coupons and eligible cash-back to your account.

When ready, cash out your earnings via PayPal, Venmo, Zelle, or a direct deposit to your checking account.

How to Sign Up:

To sign up and earn your $10 bonus, enter your email address and provide the necessary information to complete your account. You’ll earn your $10 bonus once you’ve shopped and earned at least $10 in cash-back.

7. TopCashBack

TopCashBack claims they are the most generous cash-back app today, and it’s true. The app works with 4,400+ retailers to earn shoppers like yourself commission on their purchases.

They pay back 100% of the commissions retailers pay to shoppers like you so that you can earn a healthy percentage back on your purchases. TopCashBack makes money from bonuses retailers pay them, plus other advertising and sponsored opportunities on the site.

It takes up to seven days to see your cash-back earnings in your account, but you can’t withdraw the funds until the retailer’s return window ends. TopCashBack makes it obvious how much of your earnings you can cash out at any time.

You can cash your earnings using PayPal, a bank deposit, or a gift card to your favorite stores. Sometimes the gift card option includes a 5% bonus, so it’s worth checking before cashing out.

How to Sign Up:

To join TopCashBack for free, enter your email address and click ‘Join Free.’ Next, follow the instructions to set up your account and earn your $10 bonus.

Other High-Paying Bonus Offers

Some apps pay more than a $10 sign-up bonus. They are mostly finance apps backed by large banks that can afford the higher bonuses, but they are worth considering.

1. Albert Banking -$150 Bonus

Albert is a finance app that handles banking and investment support. Set up direct deposit, and you’ll receive access to your pay up to two days early; plus, Albert offers a ‘spot me’ service that advances up to $250 between paydays if you have direct deposit established.

Albert also offers automatic savings programs using their algorithm that evaluates your income, bills, and spending, transferring what it thinks you can afford to your savings account. They also offer simple portfolios with only a $1 minimum investment required.

Albert includes a Visa debit card you can use for spending with access to up to 55,000 fee-free ATMs, and if you sign up for their Genius membership, you can earn cash-back opportunities when you shop using your Albert debit card.

Genius members also have access to professional financial advice and support seven days a week.

It’s important to know that Albert isn’t a bank. They are a finance app, but FDIC-insured banks back them, so your money is protected by up to $250,000 per depositor.

How to Sign Up:

It’s easy to get started with Albert. Simply download the app, answer your finances and identity questions, and link your external bank accounts.

Albert offers a generous $150 sign-up bonus if you set up direct deposit in your account. To earn the deposit, you must receive your first deposit of $500 or more within 45 days of signing up and consecutive direct deposits every 30 days for 90 consecutive days. You must also use your Albert debit card to spend at least $200 every 30 days for the first 90 days.

2. Upgrade Banking -$200 Bonus

Upgrade is a digital financing app backed by Cross River Bank. Upgrade’s Rewards Checking account offers a generous $200 bonus when you open a Rewards Checking account, fund it, and make three qualifying debit card purchases (not ATM withdrawals) within 60 days of account opening.

Some of the benefits of the Upgrade Rewards Checking account include the following:

  • 2% cash-back on everyday purchases (basic necessities)
  • 1% cash-back on everything else
  • No fees, including ATM, overdraft, or monthly maintenance fees
  • Ability to link a high-yield savings account and earn 3.5%
How to Sign Up:

To set up your account, click ‘open an account’ and follow the instructions. You’ll link a funding account to get money into your account and will receive your debit card after account approval. Use your debit card for qualifying purchases within the first 60 days to receive your $200 bonus.

Frequently Asked Questions

How Do You Qualify for the $10 Sign-up Bonus?

Each app has different requirements to earn the $10 sign-up bonus. Read the fine print to see what’s necessary, whether it’s a certain number of debit card purchases or direct deposits, or you must spend a certain amount within the app to earn the bonus.

How Do You Redeem Bonuses?

Each app has different rules for redeeming bonuses, but most are automatically applied once you meet the requirements. Some apps pay it immediately, and others have a waiting period of up to 90 days to receive it.

Are $10 Sign-up Bonuses Worth It?

A $10 sign-up bonus is a great boost to your supplemental income. It’s not a ton but it’s free money, and every penny counts, especially if you use it correctly. Double-check the fine print to ensure you qualify and take advantage of these bonuses today!

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