Sign up bonuses are all the rage with a range of different ones up for grabs.
From signing up for a new checking account or a new cashback program, taking advantage of sign up bonuses has never been easier.
I have split up the types of sign up bonuses you can start receiving today by the category so you can choose which best suits your financial needs:
- Survey Sites with Sign Up Bonuses
- Cash Back Sites with Sign Up Bonuses
- Bank Accounts with Sign Up Bonuses
- Investing Apps with Sign Up Bonuses
What Is A Sign Up Bonus?
A sign up bonus is essentially like free money in your pocket. That’s right – legitimate companies will pay you to use their services by rewarding you with excellent sign up bonuses.
Typically, there will be some requirements you’ll need to meet, such as being a new customer to the service. But if you play smart, you can seriously score some fantastic deals.
Sign up bonuses are an excellent marketing tool. While companies increase the number of customers that sign up for their services, you get to enjoy free cash back or other perks for making use of the service.
This makes sign up bonuses a win-win situation for both customers and companies alike.
14 Sign Up Bonuses for October 2022
Here are 14 great ways to get free money for signing up:
- Swagbucks: $20
- MyPoints: $10
- InboxDollars: $5
- Branded Surveys: $1
- Rakuten: $10
- Ibotta: $5
- Chase Total Checking: $200
- Albert Cash Account: $150
- Discover Online Savings Account: $200
- Ally Invest: Up to $3,000
- Robinhood: Free Stock up to $200
- Webull: Free Stock up to $600
- Stash: $5
Survey Sites with Sign Up Bonuses
The best survey sites commonly offer instant sign up bonuses for new members. Typically, you just need to create an account, complete your profile, and start doing a few simple tasks.
💰 $20 Sign Up Bonus
Swagbucks is one of the most fun rewards sites because you not only earn SB Points (Swagbucks Points) for taking surveys, you can also earn points by shopping online, watching videos or using the Swagbucks search engine.
Once you open your new account with Swagbucks they reward you with a $20 sign up bonus for using our MillennialMoney link. You can choose to cash out with PayPal or choose a free gift card from numerous retailers.
You can earn bonus points quickly by sending your friends and family your unique referral link from your Swagbucks dashboard!
Swagbucks - Easy Online Rewards & Surveys
Sign Up Bonus: $20
Swagbucks is a legit money-making app where you can make money taking surveys, watching videos, playing games, and more.
💰 $10 Welcome Bonus
MyPoints offers members a few ways to earn points redeemable for gift cards such as answering surveys, taking daily polls, shopping online, or watching videos.
They currently have a sign up bonus promotion where you can get a free $10 Visa or Amazon gift card when signing up.
When it comes to cash back, you can earn as much as 40% back on purchases. There are over 2,000 retailers to choose from, including Amazon, Walmart, and Best Buy.
MyPoints pays you when you shop online at your favorite retailers and delivers the rewards through free gift cards.
💰 $5 Sign Up Bonus
InboxDollars is a rewards website that pays you for completing online activities. You can earn cash for doing such tasks as completing paid surveys, watching paid videos and TV, redeeming coupons, and more.
You also get a free $5 sign up bonus to get you started.
In operation since 2000, InboxDollars makes it easy to sign up and start earning money. Working with partners such as Netflix, Target, and Walmart, among others, you can also expect the paid tasks to be fun. Joining InboxDollars is completely free.
Sign Up Bonus: $5
With InboxDollars, you take surveys and earn cash, it's that simple. You can even earn by watching tv!
4. Branded Surveys
💰 $1 Sign Up Bonus
Branded Surveys tops our list of the best survey sites, due to it higher than average payout per survey taken, though doesn’t quite top our list for best sign up bonuses due to its lower pay out.
Branded Surveys can potentially earn you more money in the long run than the other survey sites, but as far as the welcome offer goes, its only $1, versus Swagbucks offering $20.
The platform is sleek, easy to use and the company is trustworthy so you can rest assured your privacy is safe
Want to earn some extra cash in your downtime? Sign up for Branded Surveys and get paid to not only take surveys but by completing polls or referring your friends!
Cash Back Sites with Sign Up Bonuses
Cash back websites are an easy way to earn some cash on the side. Effortlessly earn cash back on items you are already shopping for to make money without breaking a sweat.
💰 $10 Weclome Bonus
Rakuten, formerly Ebates, is a cash back rewards program offering up to 40% cash back from over 2,500 participating stores.
Sign up today and take advantage of their sign up bonus offer where you can get $10 in Walmart gift cards or Rakuten cash back.
All you need to do to start earning Rakuten cashback (and score these gift cards!) is to sign up and start shopping through their website. Signing up is easy, and you can do this through your Google, Facebook, or Apple account. You can also use your email address if you would like to set up a standalone account.
Cashbacks are paid every quarter. You can choose between receiving a check at home or get paid through PayPal.
💰 $5 Sign Up Bonus
Ibotta is a cash back and payments app that offers you real cash back for online shopping and in-store purchases. They’re currently offering a $20.00 welcome bonus, which you can get just for using the app.
The app is compatible with both Android and iPhone and can be downloaded from their respective stores. You can also follow the links directly from Ibotta’s website by clicking on Download from the main menu. In both Google and Apple stores, the app has received good reviews and is rated highly, making it a safe, money-making app.
By using the Ibotta app, not only do you get this welcome bonus, but you’ll also earn rewards for your everyday shopping. Ibotta supports many different retailers, giving you a wide choice to choose from when it comes to earning cash back. In fact, there are over 400 different retailers to choose from, with both online and physical stores helping you earn even more cash backs.
Aside from the welcome bonus, which you can get right now, Ibotta also has a few giveaways with gift cards up for grabs from major retailers.
Sign-Up Bonus: $5
Ibotta gives you cash back every time you shop – with some retailers offering up to 30%!
Bank Accounts with Sign Up Bonuses
7. Chase Total Checking
💰 $200 Sign Up Bonus
Chase is offering a $200 bonus offer for opening a Chase Total Checking account. If you are comfortable opening another checking account or closing your current one to change over to Chase, you could easily get $200 for free!
You can open the new account online, set up a direct deposit to go into your new account within 90 days of opening and Chase will send you your $200 sign up bonus within 15 days!
Not to shabby if you ask me.
Chase Total Checking Account
You can earn a $200 bonus after you create a new Chase Total Checking account and complete your first deposit via direct deposit.
8. Albert Cash Account
💰 $150 Sign Up Bonus
Albert is an online fintech banking platform that is currently offering a $150 sign up bonus when you open a new cash account with them, set up a direct deposit, and start using your accounts card to make your daily purchases.
Once you have your Albert Cash Account open, you can refer your family and friends and earn up to $1,500 in referral bonus money!
Get a $150 Sign Up Bonus Now
Sign-Up Bonus: $150
Albert will spot you as much as $250 with no credit check, interest, or late fees. Plus, get $150 just for signing up!
9. Discover Online Savings Account
💰 $200 Sign Up Bonus
Discover is one of the best online banks you can open a savings account with today. With an A+ rating from the Better Business Bureau (BBB) and ranked as the #2 best bank by JD Power with a score of 862, you can’t go wrong.
To earn a quick $200, simply open a new Discover Online Savings Account, deposit $25,000 and get $200 deposited for free. There is no requirement for keeping the cash in the account so you can withdraw it immediately.
If you don’t have quite that much money to deposit, you can make a $15,000 deposit and still earn a $150 sign up bonus.
Investing Apps with Sign Up Bonuses
Today, you can find many different apps offering commission-free trading with extra perks to make investing accessible and fun. These investing apps are also offering some nice sign up bonuses to welcome you to the world of investing.
10. Ally Invest
💰 Sign Up Bonus up to $3,000
Ally Invest helps people of varying experiences invest their money in a range of financial instruments. They are currently offering a bonus of up to $3,000 when opening an account with them and making a qualifying deposit.
The bonus amount you will get depends on the amount you deposit. This is set as follows;
- $100 bonus: Deposit between $10,000 and $24,999
- $250 bonus: Deposit between $25,000 and $99,999
- $300 bonus: Deposit between $100,000 and $249,999
- $600 bonus: Deposit between $250,000 and $499,999
- $1,200 bonus: Deposit between $500,000 and $999,999
- $2,000 bonus: Deposit between $1,000,000 and $1,999,999
- $3,000 bonus: Deposit $2,000,000+
After 60 days of the account being opened, Ally Invest will review your account to determine the bonus amount. You can expect to receive the bonus within ten business days of the account review.
Whether you’re new to investing, an experienced trader, or somewhere in between, Ally Invest offers many different account options, no minimum to open, and some of the lowest commissions in the industry.
💰 $5 Sign Up Bonus
Acorns has made it easier than ever to automate your investments. The Acorns app will round up all your purchases, for instance, you make a purchase at the gas station for $5.40, Acorns will round it up to $6.00, taking the other $0.60 and placing it in your savings account.
Once your savings account reaches $5, Acorns will start investing for you in Exchange Traded Funds (ETFs) based on Modern Portfolio Theory.
You can choose has aggressive you want Acorns to be with your investments depending on your risk tolerance.
The best part? When you open an account with Acorns, and make your first investment of just $5, Acorns will give you a sign up bonus of $5 to use to invest.
Price: $3 per month
Easily save & invest in the background of life. Invest your spare change, save for retirement, spend smarter, earn more, and grow your knowledge.
💰 Free Stock Bonus Worth up to $200
Robinhood offers commission-free investing in stocks, funds, options, and crypto. There is no minimum investment amount, and you can even buy fractional shares to achieve a better portfolio balance without breaking the bank.
At the moment, they are running a special promotion where you can get a free stock worth up to $200 as a welcome bonus. The stock (and as such, its value) will be chosen at random. In most cases, the free bonus stock will be worth between $2.50 and $10.00. The good news here is that the value of the stock can go up.
To make the most out of the promotion, you can also invite friends to Robinhood. This will make you eligible for up to $500 worth of free stock every calendar year. Free stocks under this promotion need to be claimed within 60 days.
Any free stocks received will be reported as Other Income in the 1099-Misc form. Should you sell the stock for a profit, the difference will be reported as Capital Gain. If you make a loss, this will be reported under Capital Losses.
Robinhood makes investing simple with their mobile app. You'll also trade commission-free, and can start building your portfolio with just $1.
💰 Free Stock Bonus Worth up to $600
Webull is a trading app that offers commission-free trading. It is fully regulated by FINRA and insured by the SPIC. This makes Webull a safe app to invest on. If you’re looking at building your portfolio here, there’s a welcome bonus that can see you get two free fractional share stocks valued between $3 – $300 each.
As you can imagine, you’re more likely to get a lower-priced stock than a higher-priced one. In fact, there’s a 1:1.02 chance that you’ll get stock worth anywhere between $5.00 and $10.00. The likelihood that the share is worth $300 is far less likely. The good news is that the value of the free share can go up!
To get more free fractional share stocks worth anywhere valued between $7 – $3,000 each, just make a deposit of any amount within 30 days of your account being approved.
Webull has built lots of momentum lately due to its zero-commission structure, fractional shares, attractive sign-up incentives, robust trading tools, and sleek user-friendly design.
💰 $5 Sign Up Bonus
With Stash, you can start building your investment portfolio. The app has quite a few features worth checking out. Better still, there’s also a sign up promotion that can see you get $5 for free just for signing up and depositing $5.
With Stash, $5.00 can go a long way when investing in fractional shares where you can buy a fraction of big-name company stock. There are thousands of stocks and funds to choose from. Stash does not charge add-on trading commissions, which means that your money will go ways longer than when investing with some of the other apps.
If you’re new to investing, Stash also offers advice and free education guides to help you take better care of your finances. You can also make use of their online banking functionality to get your paycheck up to two days earlier. This can help you to manage your money better and plan accordingly.
Stash accounts come in different plans with the most basic one starting at $1.00 per month. Do keep in mind that the more basic accounts may have fewer features.
STASH - Millennial Money Readers get $5 from Stash once they deposit $5 into their Invest Account
Price: $1 - $9 Per Month
Stash is one of the best investing apps for beginners, with tons of options, a low price point, and personalized guidance.
How To Score Sign Up Bonus Offers
Scoring sign up bonuses is easier than you might think. There are countless companies that offer them – and in this article, we’ve listed the best sign up bonuses right now.
That said, you’ll need to meet certain criteria to be able to get a sign up bonus – and the requirements will differ from one company to the next.
Tips To Scoring Sign Up Bonus Offers:
- Keep an eye out for special offers. We’ll be updating this article regularly, so do come to check it each month to find the best sign-up bonuses.
- Don’t forget about the bonus when you sign up. Make sure you keep an eye on the bonus to meet the criteria – whether it’s spending a set amount within a few months from account opening, setting up a direct deposit, or getting a new credit card with the same bank.
- Watch out for hidden fees. On top of annual fees, there may be other fees that you’re not aware of (like transfer fees or foreign transaction fees). Make sure you know exactly what you might get charged for before signing up.
Can I exchange my sign up bonus for cash?
It really depends. Some companies will offer a straight-up cash bonus while others will give you points or something in between the two. Each sign-up bonus promotion will also have its own set of terms and conditions. These will tell you how the sign up bonus can and can’t be used.
How much money can I make from sign up bonuses?
Each promotion will have a limit to how much you can earn but, technically, there is no limit to the number of promotions you can sign up for. Do keep in mind that most sign up bonus promotions will have spending requirements that need to be met – so keep an eye on those once you sign up to make sure that you’re doing everything you should. These spending requirements may limit the number of promotions that you can sign up for.
Where Should You Get Free Money for Signing Up?
Sign up bonuses can be a fantastic bonus when you start using a product or a service. From opening a new bank account or signing up for a cash back website – there are so many attention-worthy sign-up bonuses around right now!
Another important thing is to make the most of whatever new service or product you signed up for. If you sign up for a new checking account to get the sign up bonus, make sure to keep depositing money in there to earn APY on your cash balance!
Or if you sign up for a survey site, make sure to send your friends and family your referal link so that you can take advantage of those bonus points.
Sign up bonuses tend to change constantly, so remember to check back every once in a while to find out what sign up bonuses are currently on offer.