Best Cheap Cell Phone Plans

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If you’re interested in saving money on your cell phone bill, I have some good news for you. There are now numerous options for getting cheap cell phone plans on the market right now.

It used to be normal to spend $100 or more every month for each line on your cell phone plan. That’s just crazy. Major carriers like AT&T, T-Mobile, and Verizon bank on their customers getting hooked into expensive long-term contracts.

They charge a hefty premium for things like unlimited talk, text, data, and more. On top of that, millions of people are financing phones that they can’t afford to pay for upfront, further adding to their monthly cell phone bill. Take my word for it. Expensive cell phone plans are definitely not a part of the journey to financial freedom.

Thankfully, times have changed. It’s now possible to pay as little as $10 or $20 each month for your cell phone plan—which can add up to a savings of thousands of dollars each year. In fact, you can bring your unlocked phone to any of these carriers and even switch providers if you’re not happy with the service.

11 Cheap Cell Phone Plans of 2020

Here are the 11 cheapest cell phone plans you can get today:

  1. 🏆 Total Wireless
  2. Republic Wireless
  3. Mint Mobile
  4. US Mobile
  5. Gen Mobile
  6. Ting
  7. Consumer Cellular
  8. FreedomPop
  9. Boost Mobile
  10. Straight Talk Wireless
  11. Cricket Wireless

Total Wireless

Total Wireless offers unlimited talk and text for single lines and families. With Total Wireless, the more users you have on your plan, the lower your monthly per-line cost. And they offer pretty solid data options for much less than the major carriers (and their low-cost competitors), which is pretty cool.

When you add it all up, they earn the #1 spot. Check out which plan is right for you.

Total Wireless Plans:

  • Single Line, Unlimited: The cheapest single line option offers unlimited talk, text, data from $25/month. The downside is you’ll get slower data speeds.
  • Single Line, 5GB High-Speed Data: If you want some access to high-speed data, you can upgrade to a 5GB high-speed data plan for $35/month. This plan also allows you to use your phone as a hotspot (for up to 5GB) when you’re on the go.
  • Mega Plan Single Line Unlimited: Cell phone users that want unrestricted access to high-speed data should probably check out this plan, which includes 25GB of high-speed data, unlimited talk and text, and 10GB of hotspot data. The mega plan costs $50/month.
  • 2 Lines Unlimited: If you and your friend or partner want to share the same plan, the two-line option comes with 30GB of shared data and costs only $30 for each line. This seems like the best deal if you need two lines. This plan includes 10GB of hotspot data per line, too.
  • 3 Lines Unlimited: This plan offers 60GB of data use between three lines, and 10GB of hotspot data per line, for $85 each month (which comes out to roughly $28/line—not bad!).
  • 4 Lines Unlimited: Families with four cell phone users will want to check out this plan, which includes 100GB of high-speed data for $100 per month (or roughly $25/line).

Republic Wireless

Republic Wireless offers low-cost cell phone plans throughout the U.S. All of their plans include unlimited talk and text, hotspot capabilities, and a 14-day money-back guarantee. You can go with a month-to-month plan, or if you want to save even more money, paying annually lowers your bill by 10% to 20%.

I’m a fan of Republic Wireless’ straightforward pricing and overall low cost. It’s also worth noting that they are very well-rated on Trustpilot, with over 2,000 reviews and a 4.4-star rating (out of 5).

Republic Wireless Plans:

  • My Choice Unlimited Talk & Text (no data): This plan, which costs $15/month, is ideal for users who only make calls and send text messages.
  • My Choice Unlimited Talk & Text (1GB Data): If you want to use a little bit of data for things like checking emails or maps, this plan might be a good option for you at $20/month.
  • My Choice Unlimited Talk & Text (2 GB Data): Upgrading to 2GB of speed data will run you $25/month.
  • Data Add-On: If 2GB isn’t going to be enough data, you can add as much data as you’d like for $5/GB (up to 15GB).

Next Steps:

Mint Mobile

Mint Mobile offers plans for as low as $15/month, but you’ll need to sign up for at least a three-month contract to take advantage of those fire-sale prices.

All of their plans include unlimited talk and text, free calls to Mexico and Canada, and mobile hotspot access.

After your first three-month contract is up, you’ll probably have to reconsider your options to make sure that you are still getting the best deal. If you frequently call Canada or Mexico, their plans might be especially appealing.

Overall, Mint Mobile ranks strong, thanks to their up-front pricing, and great TrustPilot rating.

Mint Mobile Plans:

  • 3 Month, 3GB Plan: For only $15/month (for the first three months), you’ll get unlimited talk and text, and 3GB of high-speed data. After the three months is up, this plan jumps to $25/month.
  • 3 Month, 8GB Plan: If you plan on using more data, this plan includes 8GB of high-speed data and costs only $20/month. However, this price jumps up to $35/month after your first three months are up.
  • 3 Month, 12GB Plan: This plan offers 12 GB of high-speed data each month. The starting cost is $25/month, which then jumps to $45/month after the first three months are up.

Next Steps:

US Mobile

US Mobile has some of the cheapest cell phone plans out there—all of which are highly customizable. If you don’t talk a lot, don’t need high-speed data, and don’t send a lot of texts, you can pay as low as $4/month! That’s crazy cheap.

Build your own plan to see what you’ll pay. You can select how many talk minutes and texts you need and how much data you want. If you’re looking for unlimited talk, text, and data, you’ll pay $40/month.

This isn’t bad when you compare it to other providers—especially when you consider that the unlimited plan also includes 10GB of international roaming data.

I like the look and feel of the US Mobile brand and website and how easy it is to customize a cell phone plan based on your needs. The company also boasts early access to its 5G network and a stellar 4.4-star rating on Trustpilot.

Gen Mobile

Gen Mobile offers a wide variety of one-month and three-month low-cost cell phone plans, backed by the Sprint Nationwide Network. There are no annual contracts and a seven-day money-back guarantee for new customers.

Gen Mobile probably has the widest array of low-cost options in this post. If you frequently call or text abroad, and if you don’t use a lot of data, they’ll probably be a leading contender on your list. The company seems to have pretty good online reviews as well.

Gen Mobile One Month Plans

  • Unlimited Text Plan: For $5/month, you can send unlimited texts to your buddies, but you can’t call them.
  • Unlimited Talk & Text: For $10/month, you get unlimited calls and texts, but no high-speed data.
  • Int’l + 1GB Plan: For $15/month, you get 1GB of high-speed data, and unlimited minutes to 100 countries.

Gen Mobile Three Month Plans

  • Unlimited Talk & Text: This plan costs only $9/month and includes unlimited talk and text, but no data.
  • Int’l + 1GB Plan: For only $13/month, you get unlimited U.S. and international talk and text and 1GB of high-speed data.
  • Int’l + 3GB Plan: This plan includes 3GB of high-speed data, along with unlimited U.S. and international talk and text.

Next Steps:


Ting is a budget-friendly, no-contract cell phone provider founded in 2012. The company seems to pride itself on customer service and transparency.

Unlike the other vendors on this list, Ting doesn’t have any set plans. Everything is a-la-carte.

Each line (up to six) costs $6/month. The rest of your cost depends on how many minutes of talk you need, how many texts you want to send, and how much data you plan to consume.

For example, a three-line plan, with 1,000 shared minutes, 2,000 shared texts, and 3GB of shared data costs $74/month (or $24.67/line). Not bad.

I like the a-la-carte plan model where you only pay for what you need. If you use a lot of data, the price starts to climb. But, if you don’t consume lots of data on the go, Ting might be a solid affordable option for you.

Next Steps:

Consumer Cellular

Consumer Cellular is a low-cost cell phone service provider that offers plans for as low as $15/month. The company has been around since 1995 and has won several awards for customer satisfaction over the years.

To sign up for a plan (or get a quote), you first pick how many lines you need. For example, if you have just one line with 250 minutes of talk time and no data, it will only set you back $15/month. If you add unlimited talk and 10GB of high-speed data, you’ll pay $40/month.

Two lines with unlimited talk and 10GB of shared data cost only $55/month (under $30 per line). I can dig it.

I’m a fan of Consumer Cellular’s transparent pricing and low cost. It’s easy to select a plan that works for you and make adjustments based on usage. I’ve heard that Consumer Cellular is great for retired folks, and I can see why. They offer a 5% discount for AARP members (something I have not seen with any of the other providers on this list).

It’s not all a bed of roses, though. Consumer Cellular has lousy reviews on Trustpilot, so you may want to factor that into your decision.


FreedomPop is an ultra-low-cost cell phone provider that boasts free international calling and free unlimited calling and texting with other FreedomPop customers.

The company even claims to offer “100% Free Mobile Phone and High-Speed Internet Service,” which seems like a stretch. It turns out that the “100% Free” deal is for a trial on their Premium GSM 2GB plan.

I’m always leery of companies that blast “100% FREE” all over their website in an attempt to get new customers in the door. While some people might qualify for free plans, others might wind up paying more than they want to.

Last but not least, FreedomPop has an average TrustPilot rating, so at least they have that going for them.

FreedomPop Plans:

  • Premium GSM 2GB Plan: After your free trial ends, this plan costs $19.99/month and includes 2GB of data. Beyond 2GB, you’ll pay $0.01/MB.
  • Premium GSM 3GB Plan: For $26.99/month, you’ll get 3GB of data. That’s not enough to stream Netflix, but you can check emails and social media.
  • Basic GSM 200 Plan: This plan is free, up to 200MB of data. After that, you’ll pay $0.025/MB, which could add up if you consume lots of data.

Next Steps:

Boost Mobile

Boost Mobile is a leading prepaid cell phone provider that operates in the U.S. and Australia. All of their plans include unlimited talk, data, and text, and mobile hotspot access. The company doesn’t have any annual service contracts.

Boost is heavy on marketing but doesn’t deliver the lowest-cost plans. This fact, coupled with their poor 2.7-star Trustpilot rating, is why they’re toward the bottom of this list.

Boost Mobile Plans:

  • Unlimited Gigs: For $50/month, you’ll get unlimited low-speed data access and 12GB of hotspot data.
  • Boost Unlimited Plus: For $60/month, you can get unlimited high-speed data and 30GB of hotspot data.
  • 3 Gigs 4G LTE: This plan costs $35/month and includes 3GB of high-speed data with limited hotspot access.
  • 2GB Data: At $30/month, this is Boost’s lowest-cost plan, which offers 2GB of high-speed data access.
  • 4 Lines, Unlimited Gigs: Families of four can get 30GB of high-speed mobile hotspot data for $120/month (which comes out to $30 per line).

Straight Talk Wireless

Straight Talk Wireless is a low-cost, no-contract, wireless service provider. The company doesn’t conduct credit checks, there are no activation fees, and all of their plans include unlimited talk and text, with high-speed data access.

Straight Talk offers straightforward pricing, but they don’t have the best prices. If you need lots of data, your bill will be in-line with major cell phone carriers. On top of that, Straight Talk has only a 1.7-star rating on Trustpilot. Ouch!

Straight Talk Wireless Plans:

  • Basic: As the name suggests, this is Straight Talk’s most basic plan. For $30/month, you won’t get any high-speed data, and your talk time is limited to 1,500 minutes.
  • Unlimited Nationwide 3GB: This plan offers 3GB of high-speed data access for $35/month.
  • Unlimited Nationwide 25GB: This plan offers 25GB of high-speed data access and costs $45/month.
  • Unlimited Nationwide Ultimate: Unlimited high-speed data and 10GB of hotspot data are included in this plan, for $55/month.
  • 2 Line Unlimited Nationwide Ultimate: This plan offers the same benefits as the Unlimited Nationwide Ultimate plan, but includes two lines for $90/month.
  • Unlimited International: If you frequently make international calls, this might be the best plan for you. The cost is $60/month.

Cricket Wireless

Cricket Wireless is one of the OG cheap cell phone providers and operates several dozen brick-and-mortar locations throughout the midwest.

Cricket’s pricing is confusing to me, and there appears to be a variety of ways that a low-cost plan can suddenly jump to a high-cost plan. And there might also be activation fees and contract fees that you have to worry about. I suggest carefully reviewing these terms if you decide to sign up with them.

What’s more, Cricket has poor ratings on TrustPilot, which is why they land at the bottom of this list.

Cricket Wireless Plans:

  • 2 GB: For $30/month, you’ll get access to 2GB of high-speed data.
  • 5 GB: For $40/month, Cricket offers 5GB of high-speed data.
  • Unlimited: For $55/month, you’ll enjoy unlimited high-speed data.
  • Unlimited + Mobile Hotspot: If you also want to be able to use your phone as a mobile hotspot, you’ll probably want this plan (which costs $60/month).
  • Family Plans: Family plans are available for families with up to five cell phone users.

Which Is the Best Cheap Cell Phone Plan for You?

Since you’ve made it this far, you can see that there are a ton of options out there when it comes to cheap cell phone plans. It all comes down to how much you use your phone, and what type of company you choose to trust. I hope that this review has helped make the choice easier for you.

At the end of the day, it’s all about taking that first step and cutting the cord with your major cell phone provider. Trust me: You’ll wind up saving tons of money. Over time, those savings will compound to the point you will never look back.

Here’s to finding a cheap cell phone plan that fits into your budget!

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