20 Best Game Apps to Win Money in 2021

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If you love playing games on your phone, why not use your skills to win real money? There are hundreds of gaming apps that reward players with cash or free gift cards. The hard part is figuring out which games are worth your time.

Keep reading to learn about the most profitable and fun gaming apps on the market today. Soon, you could be earning real cash by having fun with your iPhone or Android device.

20 Best Game Apps That Pay Real Money

Here are the top 20 game apps to win money.

  1. Twitch
  2. Swagbucks LIVE
  3. Brain Battle
  4. Big Time Games
  5. Givling
  6. Pool Payday
  7. Blackout Bingo
  8. Gamehag
  9. PlaySpot
  10. MyPoints
  11. Drop
  12. Long Game Rewards
  13. Flash Rewards
  14. Mistplay
  15. Lucktastic
  16. Lucky Chest
  17. InboxDollars
  18. Publishers Clearing House
  19. HQ
  20. Bananatic

1. Twitch 

  • App Store rating: 4.7
  • Google Play rating: 4.6

Twitch is a platform that lets users live stream video game content, art, and music. 

By opening a Twitch account, you can stream your favorite games and make real money by becoming a Twitch Partner. As a partner, you’ll earn income through subscriptions and donations, potentially even picking up sponsorship opportunities in the process.

Of all the options here, Twitch is potentially the most lucrative, with top users making millions of dollars annually. Of course, this takes a lot of work as a full-time job. You also need a lot of talent and a big personality to strike it rich on Twitch. Still, with determination and the right mindset, it’s not impossible. 

2.  Swagbucks LIVE ($20 Bonus)

  • Google Play rating: 4.6 stars

Swagbucks now offers Swagbucks LIVE, a real-time trivia app that users can play to win rewards. The Android app gives you ten seconds to pick the right answer, and large cash prizes are given out to those who do so correctly.

As with all Swagbucks programs, Swagbucks LIVE rewards are distributed via Swagbucks points and redeemable via PayPal or gift cards.

In addition to Swagbucks LIVE, you can also earn money by playing games in the Swagbucks marketplace.

Some of the most popular games include Solitaire and Alu’s Revenge. Swagbucks has a great selection that true gamers will love — and you might be able to make some free money online because of it.

3. Brain Battle

  • App Store Rating: 4.7 stars
  • Google Play Rating: 4.5 stars 

Calling all nerds! Brain Battle is a fun and rewarding math game that involves doing challenging math problems — but with aliens. When you successfully complete the math problems, you can win big prizes through this game app. 

In fact, all you need to do is play games and collect at least one ticket to be entered into drawings. Collect more tickets and increase your odds of winning cash payments. These payments are distributed monthly through PayPal.

This gaming app is an excellent opportunity to sharpen your math skills and get better at solving problems quickly. And if you’re already a math whiz, you stand a good shot at winning.

4. Big Time Games

  • App Store rating: 4.6 stars

Big Time Games is another alien-themed game app that lets you follow strange digital creatures through different and challenging levels. You can play action, shooting, jumping, and adventure games while taking part in unique reward opportunities.

Each game comes with ticket rewards that let you earn different prizes. The app also pushes notifications that alert you when new opportunities are available. 

5. Givling 

  • App Store rating: 4.6 stars

Those who are struggling with debt should look into Givling, a gaming app that has a crowdfunding element for loans. 

In short, you get paired with anonymous players, and winners take home weekly trivia awards. At the same time, the trivia game app has a community feature that helps crowdfund student loans and mortgages. 

Earn the most Givling “queue points,” and you can enter the crowdfunding box to receive cash payments. 

6. Pool Payday

  • App Store rating: 4.6 stars
  • Google Play rating: 4.5 stars 
  • Cash tournament availability: Everywhere except AZ, AR, CT, DE, IL, IN, LA, ME, MT, SC, SD, and TN.

If you love playing pool, you’ll love earning real cash prizes through Pool Payday. This app lets users compete in live game tournaments with friends or other online members.

There are two modes to choose from in this game, including real-time or turn-based. The winner takes home a cash prize, which can be accessed anytime through PayPal. 

7. Blackout Bingo

  • App Store rating: 4.5 stars
  • Google Play rating: 4.5 stars

Blackout Bingo is a fun and different spin on the classic game of bingo. Users can choose to play for real money or play for free. 

This game takes only about two minutes to play. So you can do it while standing in line at the grocery store or waiting for the bus to arrive. 

The game is centered around the globetrotting adventures of a character named Chelsea. It’s a unique theme that lets users “travel the world,” use cool boosts, and master skill-based bingo. 

Blackout Bingo is available as both an iOS and Android app.

8. Gamehag

  • App Store rating: 4.4 stars
  • Google Play rating: 4.3 stars

Gamehag is an app that pays users to participate in their favorite games like Minecraft, Fortnite, and PUBG. 

You can make money trying games on Gamehag, completing tasks, and getting free items like Steam Wallet codes and other rewards. Gamehag issues rewards in the form of Soul Gems, which you can exchange for various items.

Gamehag offers war games, action games, mini-games, puzzles, and many more options. Add it all up, and there is something for gamers of all types. 

9. PlaySpot 

  • Google Play rating: 4.3 stars

Playspot is an Android app that rewards users for playing real games. Simply download games and play them to earn real money. This app lets users cash out via PayPal or Amazon gift vouchers. 

To get started, download a game on the PlaySpot app and start making money. You can also get money by watching videos and filling out surveys, among other ways. 

10. MyPoints

  • App Store Rating: 4.3 stars
  • Google Play Rating: 4.2 stars

MyPoints is another cash-back app that offers cash tournaments for a variety of games through its WorldWinner program.

You can get paid to win at games like Angry Birds, Bejeweled Champions, and Dynomite, to name a few examples. You might also be able to score some cash through trivia games. There are plenty of ways to make money with My Points. You can earn up to eight points per dollar on games.

11. Drop 

  • App Store rating: 4.6 stars
  • Google Play rating: 3.8 stars

Drop is a cash-back rewards app that recently added games to its lineup of options. 

With Drop, users can earn points through a variety of classic games like Snake and Hoop. The more games you play, the more points and rewards you can collect. Not bad! You can also earn money in other ways using the Drop app.

12. Long Game Rewards 

  • App Store Rating: 4.3 stars
  • Google Play Rating: 4.1 stars

Long Game Rewards is an app that’s linked with financial institutions like nbkc and Varo for some cool savings rewards.

Users can earn rewards in a variety of ways from this fun app. It’s possible to earn coins and play games to win cash every day. 

One of this app’s coolest features is that you can earn cash on top of your bank’s interest. It’s a great way to pad your bank account while also sneaking some fun into the mix. 

13. Flash Rewards 

  • Google Play rating: 4.1 stars

Flash Rewards is a cash-back app that offers a variety of free online games. With Flash, you can play games and complete deals to collect rewards. Once you’re ready to collect, submit claims on rewards, and the team will verify your earnings and distribute them to you. 

The app is completely free to try, and you can get compensated based on how long you use it to play games. Rewards come in the form of gift cards, which now include Amazon, Visa, and Nintendo, among other retailers. 

14. Mistplay

  • Google Play rating: 4 stars

Mistplay is another app that rewards players. Here’s how it works: You install the app and get access to a selection of games that are specifically curated for you. Mistplay picks the games based on your preferences and habits.

The more you play, the more points you can earn. These points can be redeemed for gift cards you can use at Amazon, Visa, Google Play, and other online stores. 

Currently, Mistplay is only for Android. However, there’s an iOS version currently in the works.

15. Lucktastic 

  • App Store Rating: 4 stars

Are you the type of person who just can’t get enough scratch-off tickets? If so, you’re in luck. Thanks to some awesome game developers, you can now play scratch-offs online using a clean and efficient mobile app. 

Lucktastic is an app that provides fun and easy scratch games. Simply “scratch” the cards and win cash prizes and in-app rewards (e.g., a gift card). The best part? It’s free. 

And while you probably won’t win millions of dollars, you can still win great rewards and tokens while also entering sweepstakes and contests. For example, you could win a getaway weekend. Add it all up, and it definitely makes sense to participate if you’re the kind of person who enjoys playing games.

16. Lucky Chest 

  • Google Play rating: 4 stars

Lucky Chest is an Android app that enables users to win real money. This app has a few options to choose from, including a scratch card game and raffles.

The game is 100% free to play, and you can walk away with some great prizes. If you like scratch-offs and raffles, this is an excellent option to check out. 

17. InboxDollars ($20 Bonus)

  • App Store Rating: 4.5 stars
  • Google Play Rating: 3.9 stars 

InboxDollars is an app that lets users earn real cash and gift card prizes by playing games online. Here’s the best part: It doesn’t cost a dime to participate. 

InboxDollars connects users to game companies that want more players. These companies are willing to pay users just to play their games. It might sound like a scam, but InboxDollars is totally legit.

There are many fun and addictive games to try. So whether you’re into arcade games, strategy games, action games, or word games, you can earn cash and prizes. 

18. Publishers Clearing House 

  • App Store rating: 3.3
  • Google Play rating: 4.3

Publishers Clearing House (PCH) has an app that offers daily prizes for tuning in and playing games. According to the company, PCH has issued more than $485 million in prizes since 1967. 

Participants have the opportunity to earn cash prizes, gift cards, and brand-name merchandise. This is available through scratch cards and instant-win games. 

The company claims you can win $2,500 with just one play. You can also unlock Treasure Chest Rewards and enter sweepstakes opportunities too. This app has many ways to win, so it’s not something to pass up. 

19. HQ 

  • App Store Rating: 3.8 stars
  • Google Play Rating:  3.4 stars

Most gamers love tuning into daily contests for prizes and rewards, and the HQ app does not disappoint. This is a live game show app that offers cash prizes for free just for answering trivia questions and solving puzzles of varying difficulty.

Part of what makes this game great is that celebrities like Robert De Niro, Neil Patrick Harris, the Rock, and Alicia Silverstone like to drop in and make appearances. So it’s as entertaining as it is rewarding. 

20. Bananatic 

  • Google Play rating: 3

You can play and test games online with Bananatic. All you need to do is register for the site and then Bananas when you complete in-game quests. 

Bananas are a form of virtual currency that can lead to a variety of fun rewards — like a Steam Wallet, an Amazon gift card, and other cool prizes. 

How to Make Real Money With Game Apps

As you can see, there’s no shortage of fun and great mobile games to take part in on your phone. With the right tools in your arsenal, the more you play, the more you earn. 

With that in mind, here are some tips to help you get the most out of your mobile gaming experience. 

Watch your usage 

Many of these apps operate in the gray area between gaming and gambling. Whenever money is on the table, there’s a fine line between the two. And this is where things can be problematic.

If you’re thinking about playing games to win money, you need to watch your spending and make sure that you don’t go overboard — especially if you use a pay-to-play app. 

For the best results, stick with free games whenever possible and watch out for apps that offer paid card games and similar activities.

Remember: If you’re going to gamble, it makes much more sense to do it in the stock market, where the odds are in your favor and you have some level of visibility and control. Gambling with online games can be risky and damaging to your health — especially if you get addicted and start gaming around the clock. 

Grow your earnings

Most gaming apps don’t offer substantial rewards. Sure, you can make a couple of bucks here and there, but it’s probably not going to pay your rent or mortgage. 

The trick is to be smart about how you manage your earnings so that you maximize revenue. Put your money into savings and investment accounts so you can turn $5 and $10 payments into more. Think of each payment as a seed that you need to grow and nurture through smart financial decisions. 

Your best bet is to open a high-yield savings account, as well as a taxable or tax-friendly brokerage or retirement account.

Watch out for taxes

When you’re making money from game apps, you still need to pay Uncle Sam.

So set money aside for taxes to ensure you don’t get blindsided by a fat tax bill due to side hustle revenue.

People are often surprised to learn they need to pay taxes on side hustle income and wind up getting slammed when taxes are due. 

To make sure you’re in good standing, talk to a tax advisor and tell them how much you’re bringing in through side hustles. They may recommend paying estimated taxes if you’re bringing in a lot in addition to your full-time job.

Alternative Side Hustles to Consider

Interested in making money outside of playing games? Here are some similar side hustles to look into. 

Walking dogs 

If you want to bring in some more money on the side, look into walking dogs. This can lead to higher payments than you’d get from games — and you get to work with animals at the same time.

Dog-walking opportunities are available through the Rover app. 

You can also test your personal network and look for people in your area who need help with their pets. Chances are, your friends and family need help walking dogs. You’ve just got to ask around.

Managing social media

There are countless organizations in your area that potentially need help with social media. If you’re interested in social media, why not offer to help local companies by taking over their social media feeds and engaging with local consumers? As an added bonus, this is something you can do from the comfort of your own home.

Getting paid to drive

At the end of a busy day, you can always jump in the car and get paid to drive for a service like Uber and Lyft. 

These rideshare services are an excellent option for people who want to bring in extra cash picking people up and dropping them off at bars, restaurants, libraries, stores, and movie theaters, to name just a few examples.

If you like driving and meeting people, why not give it a whirl? 

Frequently Asked Questions

Here are answers to some common questions about playing games for money.

Can you win real money with game apps?

It’s important to read the terms and conditions of each gaming app before getting started. Some apps compensate users with only prizes, while other apps pay actual cash. At the same time, some apps offer both for customers. 

In short, you absolutely can win real money with game apps. And even if you only get free gift cards, you can still potentially cash those in by trading them through a third-party service.  

Are casino games a good idea?

Casino games can be a great way to unwind and possibly make a few bucks. But if you’re eyeing a casino app as a serious revenue stream, you should be very careful. That’s an easy way to lose money and get hooked on gambling. 

There’s a difference between playing cards and having a little side hustle and treating cards like a full-time job. If you think you may have a gambling problem, help is available

Can I make money with online surveys?

Many sites that offer fun games, like Swagbucks, also enable users to make extra money by taking surveys. In other words, you can get paid just for offering your opinions about popular and emerging products and services. 

Surveys also help brands improve their products. By taking surveys, you can provide critical feedback that helps companies make informed decisions and better overall solutions. 

This is your chance to tell brands what you really think and get paid for the experience — a true win-win outcome. 

The Bottom Line

At the end of the day, playing game apps on your mobile phone won’t impact your personal finance situation all that much. While you might be able to make some money playing games, chances are you won’t be able to make tons of cash pursuing this route. 

That said, some free apps do issue big payouts via cash rewards, prepaid cards, and other giveaways. If you’re a gamer looking to make some extra money while having fun, maybe it’s time to start playing.

Who knows? You might hit the jackpot before you know it.

I’m rooting for you!

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