How To Make Money Fast

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There are times in life when you need money – and you need it fast! Thanks to today’s awesome apps and technology, there are a ton of quick jobs and activities that you can pick up quickly to start earning fast money.

This list of how to get money fast includes gig economy jobs, seasonal side hustles, creative online services, and even some good old-fashioned manual labor work. Get ready to put your skills to work and start earning quick money right now:

41 Ways to Make Money Fast

These ideas fall into three main categories: doing tasks, selling skills and items online, or creative jobs that are outside of the box! Sometimes the categories can overlap.

Here are the best ways to make money fast in 2021:

  1. Survey Junkie: Take online surveys
  2. Vindale Research: Market research
  3. Postmates or DoorDash: Make deliveries
  4. Teachable: Teach online
  5. UserTesting: Review websites
  6. Fiverr: Variety for freelancers
  7. Care.com: Babysitting
  8. Uber or Lyft: Make money driving
  9. Taskrabbit: Do errands and chores
  10. Upwork or Mechanical Turk: Freelancing jobs
  11. Rover.com: Pet sit
  12. Foap.com: Upload stock photos
  13. Wegolook: Assess properties
  14. Swagbucks: Complete online tasks
  15. Inbox Dollars: Watch videos and play games
  16. SecretShopper.com: Mystery shopping
  17. FocusGroups.org: Join focus groups
  18. Start Your Online Business: Blog or YouTube Channel
  19. Worthy: Sell your old jewelry
  20. Etsy: Sell your crafty talent
  21. Decluttr: Sell your old stuff
  22. Consignment Shops: Sell your unwanted stuff
  23. Garage/Yard Sale: Clean out your closets
  24. Pawnbroker: Pawn items you no longer use
  25. Amazon or eBay: Become an online seller
  26. Sell Your Plasma: Donate plasma near you
  27. Sign Up Bonuses: $50 right now
  28. Ibotta Grocery App: Better than coupons
  29. TrueBill: Cut out unused subscriptions
  30. Paribus: Let apps find you refunds
  31. Rent Your Parking Spot
  32. Airbnb or VRBO: Rent out your home or extra room
  33. GetAround and Turo: Rent your car
  34. FreeCarMedia.com: Put ads on your car
  35. Rakuten: Get rebates
  36. Trade-in Gift Cards
  37. Refinance Loans: Get a lower interest rate
  38. Bank Account Bonuses: Just fund the account
  39. Find Missing Money: See who owes you
  40. Gigwalk: Get paid to walk
  41. Gardening or Yard Work

Doing Tasks: Trade Time For Money

Trading your time for money is a reliable way to make extra cash. Unlike with a full-time job, you can do most of these tasks on your own schedule.

These ideas offer more freedom than a full-time job but less money in most cases. Keep in mind that the more unique skills you have, the higher your value is and more money you are able to make.

1. Survey Junkie: Start Earning Right Away

Survey Junkie is my favorite way to make money online in my spare time.

You could earn up to $45 for a 20-minute survey. But most assignments on this survey site pay between 50 cents and a couple of bucks per survey.

Survey Junkie’s platform tells you how long each online survey would take before you get started. So you can decide whether the survey is worth your time or not.

Your earnings will depend on how much time you’re willing to give! I sometimes try to multi-task and complete online surveys when I’m lounging around or watching TV.

Many sites say they will pay you for your opinions, but not all are legit. Check out my best places to take online surveys list to ensure you find one that is. Most survey sites require you to be at least 18 years old, or at minimum 13, and have the consent of a parent or legal guardian. They also have options for redeeming points for a gift card if you prefer.

2. Vindale Research: Compensates in Cash

Unlike many other paid survey websites, Vindale Research shows your compensation in cash (instead of points), making it easy to see exactly what you’re earning.

You can expect anywhere between 25 cents and $50 for paid online surveys, depending on the time requirement, topic, and demographic criteria of the survey.

And surveys aren’t the only money-making opportunities with Vindale either. This platform has more task variety.

Eligibility: Vindale requires you to be at least 18 years old and reside in the USA, UK, or Australia.

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3. Deliver for Postmates

The food delivery industry is on the rise, so take advantage and get paid! Especially now since the pandemic, everyone is changing the way they order meals and even buy groceries.

Use your spare time (or even your lunch break) to side hustle for extra cash.

Can you really earn that much? YES. By delivering for Postmates, I saved up enough money to buy an engagement ring!

Seriously – you could make $500 this month by completing 50 deliveries in your spare time. The apps are designed to get you fast cash, paid directly to your bank account.

Food delivery is on the rise, not just for individuals but for corporate events and small office team meetings. Here’s a list of the most common apps, and we go into even more detail here: Best Food Delivery Apps in 2021.

There are 3 easy steps: drive to a restaurant, pick up the food, deliver to the customer…get paid. It’s that easy!

You’re limited only by time if you live in a well-populated area. While most of these food delivery apps require you to have a valid driver’s license, you don’t necessarily need to use your car. So if you live in a dense area and love riding your bike, you can still make quick money with food delivery.

It seems that everyone I know is getting their groceries delivered. Some of these apps pay you a service fee per order that you shop for, as well as the potential for generous tipping from customers.

4. Teach an Online Course

You can make money online teaching anything as long as you know a little more than someone else.

Are you good at guitar? Pick up some extra cash by helping others master their passion for music. Are you artsy? Teach someone how to design, craft, or master lettering. Are you into fitness? Teach someone how to get fit.

Tutoring online can make you an easy $15 – 20 per hour, and much more for more advanced school courses.

In 2021, it’s never been easier to teach something in person or – even better – online.

Why is online teaching better? Because you can use a platform like Teachable to develop an engaging, interactive course, and then earn easy, passive income thereafter.

Say it again for the people in the back!

Put in the up-front effort to build a meaningful course based on your unique skills and experiences, and then collect checks for months (or years!) afterward. The ROI on your time could mean you’ll never Google “how to make money fast” again. 😉

Not to mention online is becoming the new way people learn everything. Since the start of the pandemic, people have transitioned more to online hobbies and services.

And if you’re not ready to create a full-blown course, tutoring is a great way to teach (and make money) without having to create content.

Here are a few tutoring sites worth checking out:

  • TutorMe typically pays around $15 – $20 per hour. The more advanced knowledge you have, the better you get paid.
  • TakeLessons is perfect for music, and teaching other languages.
  • YUP Tutors pays you ~$20 per hour, and uses a really easy app interface for 1 on 1 tutoring.
  • Cambly is a site that will pay you just for speaking English with people! There are millions of people around the world that are learning to speak English, and this site connects them with you and pays you ~$10 per hour to just chat! Easy money if you ask me!
  • Teachable allows you to create your own course and charge however much you want. Productizing your knowledge is a great way to earn passive income.

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Just Released

Best Side Hustles for 2021

If you’re looking for how to get started earning cash on top your 9-5, you’re in luck! We just published our completed guide “The Best Side Hustles for 2021.” It features our top 23 side hustles that can earn anything from a little extra spending money to thousands of dollars per month! Just enter your e-mail below and we’ll send you the full guide!

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Thank you! Please check your e-mail inbox now to receive the The Best Side Hustles for 2021 guide!

5. Review Websites in Exchange for Cash

Over the past few years, I’ve been reviewing websites for quick cash paid via PayPal. My favorite and trusted website review platform is UserTesting.

Here’s how the UserTesting site works: First, you apply to be a part of the panel. Part of this sign up will be taking a practice test. Afterward, you take test websites and give feedback, and get paid $10 for every 20-minute test that you complete. It’s a great way to make a little extra money on your own schedule. You can do the testing at night, during your lunch break, or whenever!

Other website and app testing services that will pay you quick cash to test their stuff:

  • TestingTime
  • Enroll
  • UserFeel
  • TryMyUI
  • Clickworker

Before signing up, be sure to read all of the Q&As of these sites to make sure you meet the requirements and can complete the courses. Most of these pay you via PayPal at the end of each week and pay you $10 – $20 for completing assignments that take 20 mins – ½ hour each. Easy money!

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6. Fiverr: A Freelancer’s Headquarters

On Fiverr, you can connect with people who need your freelance skills. No matter what your side gig happens to be — from data entry pro to voice-over artist — Fiverr offers a transparent platform to connect with the market.

Fiverr started as a small site, and now is a massive publicly traded company, so it’s definitely legit for paying fast cash. Don’t let the name fool you – you can definitely earn more than $5 for tasks. Actually, this is a marketplace where the more unique and specialized your skills are, the more you can charge.

Freelancing lets you make your own schedule, but it may take longer than a couple of days to develop a steady client base.

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7. Babysitting on Care.com

This tried-and-true money-maker isn’t just for teenagers anymore. Sites like Care.com help you connect with people who need professional child care or even pet sitting services.

You’ll need to start an account and prove your credentials. If you can connect with a few clients, you could have yourself a part-time job.

The best thing about babysitting in the afternoons is that usually, you can study (or do other remote work) while doing it if the kid or kids don’t require full-time attention. This makes it a great way to make money for college students and folks that have other online work to do. Doing 2 jobs at the same time is the ultimate win.

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8. Uber or Lyft Driving

Over the past decade, Uber and Lyft have revolutionized ride-sharing. By becoming a driver you can make money on the side on your own schedule in your own car.

You’d need your own car and your own car insurance policy. Your car would have to meet certain safety and comfort requirements, so if you’re still driving that 20-year-old lemon, it may be time for an upgrade.

Uber Eats now offers another way to deliver food. If you live in a city, you can develop a nice side income if you’re willing to spend your free time in the car.

One of the reasons Uber and Lyft are so popular for side jobs, is because they pay fast, and you can work your own hours.

9. Taskrabbit Chores & Errands

Can you do odd jobs like installing a wall-mounted TV or eliminating a wasp nest under an overhang? How about putting together furniture or running an errand?

TaskRabbit can connect you with people who need these kinds of tasks completed.

Before signing up, it might be worth checking the website and browsing the types of jobs available in your area and what rate they pay. Then you can decide if this type of work is worth your time or not.

Taskrabbit has a “no cash” payment system. Once a job is completed and the customer pays with a credit card, it takes a few days to process and the money will then show up in your bank account.

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10. Freelancing on Upwork or Mechanical Turk

Whether you’re a virtual assistant, a freelance writer, or a graphic design pro you can find freelancing work on Upwork or Amazon’s Mechanical Turk platform.

You’ll need an internet connection and some free time. Unfortunately, these jobs don’t always pay much, but you can choose only the jobs you want. Mechanical Turk often pays with Amazon gift cards.

Creating a profile with Upwork is completely free. Once you’re a member you can browse all the available jobs and see what the work entails, as well as how much they pay you. When you’re just starting out and have no experience, expect a little less. But over time as you build up your freelancing resume you can start charging more money for your services.

11. Pet Sitting or House Sitting

If you have free time and live in the right area, you could house sit/pet sit through one of these sites:

  • TrustedHousesitters
  • HouseCareers (previously HouseSitters.com)
  • House Sitters America

One thing to note here is that while some of these jobs pay you cash to look after people’s houses/pets, many of them pay you in the form of “a free place to stay”.

This works best if you can find an assignment in your city. Otherwise, your travel expenses may cut too deeply into your earnings. Also, look out for some of these sites that have an annual fee, which is usually $50 – $150.

If you’re interested in being a pet sitter or dog walker, check out Wag or Rover. Both of these apps have tons of available work in every city and neighborhood, and pay you quick cash afterward!

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  • For a site-specific to pet sitting, check out Rover.com.

12. Taking Stock Photos

It’s gotten more difficult to earn a side income from taking stock photos since the market is so saturated, but I still like Foap.com because it’s integrated into your smartphone.

If a brand manager needs a certain kind of photo for an ad campaign you can provide it quickly, and for cash. Just take a photo and upload it through the iPhone app.

13. Assessing Properties

People who need to buy a property sight unseen have a dilemma: Can they really trust the salesperson to tell them about flaws or downsides?

They need someone close by to go take a look at the property — whether it’s real estate or a vehicle — and report back. You could be that helpful person if you have a smartphone and some extra time.

Wegolook.com offers a place to start. They don’t require any qualifications to start with and it’s free to sign up. Once you’re registered as a PRO Looker, you start making cash looking at, making notes, and taking photos of property. They also have look jobs for assessing cars, commercial properties, and land.

Pro tip: If you own a Drone or can fly one, many people are looking for aerial photos of houses and land for real estate listings. These types of advanced skills get you paid more for jobs.

14. Swagbucks

You won’t make a lot of money on Swagbucks, but if you could work the platform’s tasks into your everyday routine your earnings will add up in the background.

Swagbucks works like Survey Junkie except you have a wider variety of tasks to choose from. You could play games, watch videos, or search the web with the Swagbucks browser extension installed. This is one of the ways I use it most, because I search for things online anyway, so I may as well get paid to search through their search bar.

Each little task earns Swagbucks (worth about a penny). You could generate enough extra cash to pay your monthly Netflix bill. You are also able to redeem Swagbucks for a gift card or Amazon Gift Card.

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15. InboxDollars

This is the same kind of deal as Swagbucks. You can take online surveys, watch videos, play games, browse and shop online — all while gradually earning extra money.

Gradually is the key term with these kinds of platforms. You can take a more active approach and earn a little more deliberately. But these services work best when you work them into your existing daily routine.

What’s even better is the $5 bonus you can get for signing up and giving it a try.

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16. Mystery Shopping

Be careful with mystery shopper scams. If you’re asked to pay any money upfront, walk away. That said, getting in with a legitimate mystery shopper outfit can be one of the most fun ways to earn extra money.

With the mystery shop platforms available these days it’s very easy to find local jobs right near you. You can earn a few extra bucks in your lunch hour by finding a local business job near you. Another cool thing is most of the time you get to keep the products you test.

Check out these online sites pay cash to do mystery shop tasks:

  • BestMark
  • Presto Shopper
  • MarketForce
  • A Closer Look
  • iSecretShop
  • SecretShopper

Be sure to read all the terms and conditions before signing up, and also review the payment terms as each service works a little differently. In most cases, these companies pay you pretty quickly after your jobs are completed.

17. Joining Focus Groups

Focus groups let you share your perspective while earning extra cash. Many focus groups work online now, especially with pandemic precautions in place.

I’d start at focusgroups.org which normally has about a hundred focus groups going at once. You won’t be guaranteed a place in a focus group, but you have a decent chance.

What I like about focus groups is usually they are based on products or services that are really interesting. This makes the time go faster, and it can be quite fun! You can’t beat getting paid for having fun, right!?

Learn More:

18. Start Your Online Business, Blog or YouTube Channel

Many of the ideas above would also work as side hustles of your own to build up over time. You could earn money as a dog walker by advertising your services on social media, like Facebook. The same goes for teaching painting or guitar lessons. Some self-promotion, combined with your expertise, can do a lot for your savings account.

Expect some upfront costs if you’d like to make business cards or launch your own company website. But social media really can provide the medium you need to connect with clients. If you’re already good with social media platforms like Facebook, Instagram, and TikTok, advertising your business isn’t too hard and there are endless affiliate marketing opportunities.

Starting a blog or YouTube channel can be slow going to start with. But, your upfront effort can really pay off later if you can build up a large audience. You can generate passive income via affiliate marketing, product recommendations, or selling a course or ebook.

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19. Sell Jewelry You Don’t Want

Have jewelry from a previous marriage, an old high school class ring, or other items that you no longer wear? Sell it on Worthy.com, a jewelry auction site.

Anyone can sell jewelry online, including diamond rings, gold, platinum, and gemstone earrings, bracelets, necklaces, watches, and other valuable jewelry. They’ll even provide you with a GIA-certified appraisal completely free.

Have gold or silver items that you no longer want? At over $1,600 an oz for pure gold, you could be looking at some serious cash! Sell at sites like CashforGoldUSA, they’ll even throw in a $50 first-time bonus!

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20. Sell Your Crafts on Etsy

Do you have a passion or hobby for making things? Are you crafty?

It is so easy to sell things online in 2021 and make an extra few hundred dollars here and there. Why? There are platforms such as Etsy, which make it easy to connect your product with potential buyers.

Are you into quilting? Do you make jewelry? Do you like making surfboards? Sell your goods online by opening your own Esty shop!

Pro Tip: A big new trend is selling printables, or digital downloads in your Etsy shop. What I love about digital downloads is you only make the design once, but sell it hundreds of times over.

Even if it’s only a few dollars at the start, your earnings can add up over time for no additional work.

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21. Sell Stuff on Craigslist or Decluttr

Got old DVDs, a tablet, or a cell phone lying around? Trade your phone in for $100s of dollars. You’ll even get a 10% trade-in bonus (up to $50) at Decluttr with code SELLMYCELL10. They buy a lot more than cell phones.

If you’re looking for a more local approach, Craigslist — one of the original online marketplaces — works whether you’re selling a prom dress, a used car, or a set of cookware.

If you arrange a meet-up, insist on a location that’s well-lit and well-populated. More and more police stations now have safe zones in their parking lots with live camera feeds to deter theft.

Facebook Marketplace is becoming more and more popular and the best thing is users are verified through the Facebook platform. It makes it a little more trustworthy when selling your items and accepting cash from people.

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22. Sell Items on Consignment

Consignment shops can sell your stuff for you. They’ll take a percentage of your profits but they’ll also keep your clothes, electronics, jewelry, musical instruments, or even your car, in front of buyers without you having to take an active role.

Just search online for consignment stores in your area, or check out our post on all the best online consignment shop options.

Another option is for YOU to act like a consignment store for your friends. If your friends have old junk lying around and are too lazy to sell it, you can ask them if you can start selling items for them – and take a cut of the profits. It’s a win/win for your friends, and you make fast cash without having to use your own items.

23. Have a Garage or Yard Sale

There are a couple ways garage sales can earn you quick money. The first is to turn your garage or front lawn into a store with your unwanted items as the inventory. You’ll need price tags, signs to put up around the neighborhood, and some social media posts to advertise your garage sale. I check Facebook regularly for sales in my area and love walking there on Saturday mornings. Estate sales are very popular also!

The next way is to attend other people’s garage sales or estate sales to find undervalued items to re-sell at your own sale. Estate sales typically have higher-end items at steep discounts, especially when the sale is nearing the end. You can pick up some bargains and re-sell them online or at your own yard sale. A nearby flea market might be worth checking out too.

To make quick and easy money you’ll need a good sense of haggling with buyers and sellers. Part of hosting a garage sale is trying to get the best price possible for your stuff. So this idea isn’t great if you’re the type of person that gives everything away for free 🙂

Learn More:

24. Pawn Items for Faster Cash

A pawnbroker will pay you immediately for your unwanted items. The broker won’t pay as much as you could earn selling your stuff outright, but the payout can happen immediately.

This isn’t the best way to get top dollar, but it can certainly get you out of a bind when you need to make money fast.

Later you could go buy back your items at a higher price if you really need them. If you don’t, someone else may eventually buy them from the pawn shop with the proceeds going to the pawnbroker and not you.

25. Start Selling on Amazon or eBay

A lot of small businesses sell items through Amazon. What an amazing way to connect to buyers around the world.

Individuals can also become online sellers. Your books, CDs, clothes, collectibles, dishes, appliance parts — you name it — could find a new home through Amazon.

eBay is also a proven method for reselling anything online. Whether you are setting up a drop ship business to sell other people’s inventories, or buying bulk lots and reselling them yourself, a lot of money can be made on eBay.

People with a strong sense of entrepreneurial spirit like to buy items at a low price and then sell at a higher price. This takes some commitment, but you can generate a decent side income.

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26. Sell Your Plasma

Plasma is the liquid part of your blood. People donate their plasma and earn up to $50 per donation. You’d need to be healthy and have healthy habits. Anyone can make quick cash in the name of science!

Don’t base your financial stability on this but you can read more about selling plasma here.

Finding Money In Bonuses, Rental Income, and Ads

You can claim free money just by signing up for some services and apps. You could also rent your car, rent out a room, or even sell ad space on your car.

Some of these methods do require some work, and possibly a little capital money to start up.

27. Take Advantage of App Sign Up Bonuses

Cash in on the following sign-up bonuses available through MillennialMoney.com and you will find free cash.

Current Sign Up Bonuses:

  • Swagbucks: $10 welcome bonus! Swagbucks is a get-paid-to site with lots of different tasks available to earn easy money. You can take online surveys, watch videos, surf the web, etc.
  • Ibotta: $20 welcome bonus! Ibotta is also a cashback site and app. It is most frequently used for groceries but now offers cashback on many products.
  • Rakuten (formerly Ebates): $10 welcome bonus! Rakuten is a cashback/coupon shopping site. If you shop online through Rakuten you can earn cashback on your purchases.
  • MyPoints: $10 welcome bonus! MyPoints your daily rewards program is yet another cashback website that works similarly to Ebates.
  • InboxDollars: $5 welcome bonus! You can earn dollars for small tasks such as taking online surveys, watching videos, and signing up for offers.

28. Download Ibotta Grocery App for Free and Make $20 Now

Ibotta is a legit way to earn extra cash, just by shopping for things you’re buying anyway. Plus, they’re offering a $20 sign-up bonus right now. Easy money!

Ibotta is a cashback and rewards app that started in the grocery sector but now has rewards for almost anything. Unlike some of the other cashback companies, Ibotta rewards you for shopping online or in-store, which I find more convenient for groceries and local shopping.

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29. Cut Out Unused Subscriptions

How many service subscriptions do you have? I have way too many to keep track of month to month, and I’m not alone. Forbes estimates that the average American spends $200-$300 EACH MONTH in subscription services. You set and forget, and companies know it!

Truebill to the rescue!

This free, money-saving app will comb through all your subscriptions and report out how much you are paying each month. It’ll also help negotiate down some monthly subscriptions and allow you to cancel any that are not being used.

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30. Take Back an Extra $500 through Price Adjustments

Yes, you read that correctly. It’s possible that a store owes you money!

A lot of the major retailers (including Amazon!) have price adjustment policies that state that if an item you bought drops within a certain period of time, then they’ll refund you the difference.

But with as much online shopping as you probably do, who has time to monitor for price changes?

Similar to Trim, Paribus is a convenient and totally free bot that will do the heavy lifting for you.

Try it out; who knows how much you’re owed! It could be a quick way to “earn” (back) $20, $30, or even to make $500 fast!

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31. Rent Out Your Parking Spot When You Leave on Trips

If you live in an expensive city, you know how valuable parking can be. If you live downtown, renting out your parking spot will make you real cash, fast.

People in my apartment are renting out their parking space for $300/month!

If you leave with your car on the weekends, try an ad in your neighborhood to list the spot as available. Put that parking space to work! Or even during the weekdays when you are out of your spot, if you find someone that has the opposite commute and wants to park at your place, you can make some quick cash every day.

One company you can do this with easily is Neighbor.com.

32. Rent Your Home on Airbnb or VRBO

This can work if you have somewhere else to stay for a week or so while someone else lives in your home. Or you could rent out a room in your basement or attic, assuming you have the right facilities.

Another thing to consider is combining this with idea #11 up top, House Sitting. You could arrange house-sitting someone else’s house for a future week, and rent your place out simultaneously. It’s possible you could make money on both sides.

If you live in the right place — a city, the beach, or the mountains — or even by a lake during the summer — you could create a nice stream of extra income this way and make money while you travel and your home is vacant.

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33. Rent Your Car on GetAround or Turo

If you have your own car, you could earn extra cash letting someone else drive it for the day. Peer to peer car-sharing apps like Turo and Getaround allow you to rent out your car for quick money!

GetAround provides an alternative to the big rental car chains. You can list your car, set your own rates, and all drivers are pre-vetted with insurance in place.

Turo is another popular app to list your car and rent it out to people for easy money. If you have a special or unique type of car, these can make you more money than a common economy car.

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34. Put Ads on Your Car

I can understand your reluctance in doing this, but you could find some easy money in it. A few platforms will outfit your personal vehicle with ads for a company. You would get paid for providing the mobile ad space. You can start the process of advertising with your car at FreeCarMedia.com.

What I love about this idea is that you get paid while doing something that you’re doing anyway – driving. If you’re already commuting a lot or driving for work, may as well be making money advertising at the same time.

35. Sign up for Rakuten

Just about everybody knows about Rakuten — formerly eBates. This browser extension collects rebates as you shop online. Normally they’re just a few percentage points, but the cash can add up over time.

You could get a monthly check or an electronic deposit. If you’re buying something expensive like a refrigerator or a laptop, your monthly Rakuten deposit could be a lot bigger than you expected. You can request cash back in the form of an e- gift card.

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36. Trade-in Gift Cards for Cash

You won’t get face value for your unused gift cards, but if you have a card you’d never use, you could trade it in for cash on cardpool.com. This site accepts unused gift cards from most major retailers but not from Amazon.

Another option is to sell your unwanted gift card to a friend, online. You can throw up an announcement on Facebook and see if anyone wants to pay you for the card. You might find people are going to shop at that store anyway, so it’s a win/win.

37. Refinance Your Loans

Getting better interest rates on your debt can ease the burden on your monthly budget and create more free cash every month. If you own your home, consider a home equity line of credit that lets you tap your home’s equity as needed.

Interest rates right now for home loans are the cheapest they’ve ever been. If you have equity in your home, consider refinancing and pulling cash out. This could lower your monthly payment, get you cash in hand, and save you interest in the long term over the life of your loan. Triple win!

If you have multiple credit cards with outstanding balances, you could consolidate several credit card accounts into one credit card. Make sure the new card has a lower interest rate and accepts balance transfers.

There are plenty of credit card offers that will actually give you a 0% introductory rate for transferring balances over. Be sure to read all the terms and conditions before signing up.

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38. Bank Account Bonuses

Signing up for new bank promotions can earn you some serious cash. The best thing is there are no credit checks or impact on your credit score.

Most banks will pay you a bonus of close to $400 to sign up for a new checking account and make some qualifying direct deposits from your payroll. It usually takes 60-90 days, but afterward, you get a cold hard cash credit right to your bank account.

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39. Find Missing Money

Ever been to the website MissingMoney.com? It helps you find money that is owed to you from old service providers, banks, financial institutes, etc. This search only takes a few seconds and can find your property (aka missing money) that belongs to you that you never knew about.

Apparently 1 in 10 people in the USA have unclaimed money that they don’t know about. Head over to MissingMoney.com and search you name to see if you’re one of them.

You can also search for your family members, friends, and neighbors to see if they have unclaimed money. When you find money for other people, they might want to share some of it with you!

40. Get Paid to Walk

Gigwalk is an App that will pay you to walk around and perform small tasks like taking photos of shop displays or picking up local restaurant menus. You can work when and where you want to – you can even start making money today.

First, download the Gigwalk app from Apple iTunes or the Google Play store and register for a free account. Link your PayPal account to verify your payment preferences, then start browsing the “gigs” available in your area. You can choose tasks that will last just a few minutes, or even a few hours depending on how much time you have and how much money you’d like to make.

41. Gardening or Yard Work

Are you good with your hands and don’t mind some good ‘ol fashion manual labor? Consider doing some basic gardening or yard work for your folks in your neighborhood. In the winter, this could include shoveling snow or salting walkways.

You can advertise yard services on Craigslist or NextDoor, but many people still appreciate manual flyers or even door knocking. A friend of mine likes to walk around his neighborhood and look for messy, unkept yards. He then knocks on the door and offers to clean up the yard for a small fee. You’d be surprised how many neighbors will pay you a quick $20 to rake leaves, cut back trees or clear overgrown bushes.

Depending on your level of knowledge and expertise, you can charge a premium for manual yard work.

Side Hustles: Delayed ROI, But Long-Term Pay Off

The above ways are legitimate ways to make or claim money — from a few dollars to a few hundred — each month.

But if you live in an expensive city, you might need to increase your income streams long-term. Many millennials have two or three side hustles that bring in substantial income.

But these won’t be quick fixes. They’ll require more of an investment from you, either in time or money. But longer-term, they might even be able to bring in enough money to replace your full-time job.

If you’re looking to really work toward financial freedom, then there are plenty of opportunities to make more money from home.

Blogging, for example, can bring in a large amount of revenue, but it will take some time to generate income through affiliate marketing and advertising.

Learn how you can start a blog in 15 minutes for less than a cup of coffee per month.

Do You Need To Make Money Fast?

With too much information comes much disorganization. Literally millions of websites exist to help you learn how to make money fast.

What do you do with all this information? For me, it felt like everyone was trying to sell me something in my journey to make money. Furthermore, there were pages with titles like, “101 Best Ways to Get Rich Quick”, or “97 Sites Online That Will Make You Free Money”.

I didn’t want 97 ways to make extra cash. I needed fewer options. I wanted just a few actionable steps that I could take to make a realistic amount of extra income.

The above ways worked for me, so my hope is that these easy and creative ways to make money will work for you too!

Luckily, 2021 offers tons of apps and technology to make an extra $20 almost instantly.

Reducing Your Spending Will Help

And then there’s the other side of the equation: If you could spend less money and save more as a result, you might find the extra room in your budget you need. As the saying goes, a dollar saved is better than a dollar earned.

You might not be ready quite yet, but making a habit of saving and investing can pave the road to financial freedom.

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