How to Make Money Fast
There are times in life when you need money—and you need it fast! Thanks to today’s awesome apps and technology, there are a ton of quick jobs and activities you can pick up quickly to start earning fast money.
This list of how to make money fast includes gig economy jobs, seasonal side hustles, creative online services, and even some good old-fashioned manual labor work. Get ready to put your skills to work and start making quick money right now.
41 Ways to Make Money Fast
These ideas fall into three main categories: doing tasks, selling skills and items online, or creative jobs that are outside of the box! Sometimes the categories can overlap.
Here are the best ways to make money fast in 2021:
- Take Online Surveys: InboxDollars
- Market Research: Vindale Research
- Make Deliveries: Postmates or DoorDash
- Teach Online: Teachable
- Review Websites: UserTesting
- Freelance Your Skills: Fiverr
- Babysitting: Care.com
- Make Money Driving: Uber or Lyft
- Do Errands and Chores: Taskrabbit
- Sell Your Old Jewelry: Worthy
- Freelancing Jobs: Upwork or Mechanical Turk
- Pet Sit: Rover.com
- Upload stock Photos: Foap.com
- Assess Properties: WeGoLook
- Complete Online Tasks: Swagbucks
- Watch Videos and Take Polls: InboxDollars
- Mystery Shopping: Secret Shopper
- Join Focus Groups: FocusGroups.org
- Start Your Online Business: Blog or YouTube Channel
- Sell Your Crafty Talent: Etsy
- Sell Your Old Stuff: Decluttr
- Sell Your Unwanted Stuff: Consignment Shops
- Clean Out Your Closets: Garage/Yard Sale
- Pawn Items You No Longer Use: Pawnbroker
- Become an Online Seller: Amazon.com or eBay
- Sell Your Plasma: Find a Lab Near You
- Earn $50 Right Now: Sign Up Bonuses
- Get Paid to Shop: Ibotta Shopping App
- Cut Out Unused Subscriptions: TrueBill
- Let Spps Find You Refunds: Paribus
- Rent Your Parking Spot: Neighbor
- Rent Out Your Home or Extra Room: Airbnb or VRBO
- Rent Your Car: GetAround or Turo
- Put Ads on Your Car: FreeCarMedia.com
- Get Rebates: Rakuten
- Trade in Gift Cards for Cash: Cardpool
- Get a Lower Interest Rate: Refinance Loans
- Bank Account Bonuses: Sign Up for an Account and Send a Deposit
- See Who Owes You: Find Missing Money
- Get Paid to Walk: Gigwalk
- Gardening or Yard Work: Craigslist or Nextdoor
Doing Tasks: Trade Time For Money
Trading your time for money is a reliable way to make extra cash. Unlike with a full-time job, you can do most of these tasks on your own schedule.
These ideas offer more freedom than a full-time job but less money in most cases. Keep in mind that the more unique skills you have, the higher your value is and the more money you’re able to make.
1. InboxDollars: Start Earning Right Away
InboxDollars is my favorite way to make money online in my spare time.
You can earn money by taking surveys, playing games, watching videos, reading emails, using coupons, and even going shopping.
Your earnings will depend on how much time you’re willing to put in! I sometimes try to multi-task and complete an online survey when I’m lounging around watching TV, but you can try it while commuting or waiting in line too.
Many sites say they will pay you for your opinions, but not all are legit. Check out my best places to take online surveys list to ensure you find one that is. Most survey sites require you to be at least 18 years old, though some allow you to start as young as 13 with the consent of a parent or legal guardian. They also have options for redeeming points for a gift card if you prefer.
2. Swagbucks: $20 Signup Bonus
Unlike many other paid online survey websites, Swagbucks allows you to earn money in a variety of ways including watching videos, playing games, shopping online, and even surfing the web.
Once you start completing tasks, Swagbucks will reward you with Swagbucks (SB) points. These points can be redeemed for cash back or gift cards.
Each task pays out anywhere from $0.40 to $2.00 on average.
Eligibility: Swagbucks requires users to be at least 13 years old, but strongly advises that minors receive permission from a parent or guardian.
3. Deliver for DoorDash
The food delivery industry is on the rise, so take advantage of it and get paid! Especially since during the pandemic, everyone is changing the way they order meals and even buy groceries.
Use your spare time (or even your lunch break) to side hustle for extra cash.
Can you really earn that much? YES. By delivering for DoorDash, I saved up enough money to buy an engagement ring by delivering food!
Seriously—you could make $500 this month by completing 50 deliveries in your spare time. These apps are designed to get you fast cash, paid directly to your bank account.
Food delivery is on the rise, not just for individuals but for corporate events and small office team meetings. Here’s a list of the most common apps, and we go into even more detail here: Best Food Delivery Apps in 2021.
There are 3 simple steps: drive to a restaurant, pick up the food, deliver to the customer… get paid. It’s that easy!
You’re limited only by time if you live in a well-populated area. While most of these food delivery apps require you to have a valid driver’s license, you don’t necessarily need to use your car. So if you live in a dense area and love riding your bike, you can still make quick money with food delivery.
It seems that everyone I know is getting their groceries delivered nowadays. Apparently, it’s good money. Some of these apps pay you a service fee for every order that you shop for, and there’s also the potential to earn generous tips from customers.
4. Teach an Online Course
You can make money online teaching anything as long as you know a little more than someone else.
Are you good at guitar? Pick up some extra cash by helping others master their passion for music. Are you artsy? Teach someone how to design, craft, or master lettering. Are you into fitness? Teach someone how to get fit.
Tutoring online can make you an easy $15 – 20 per hour, and much more for more advanced school courses.
In 2021, it’s never been easier to teach something in person or—even better—online.
Why is online teaching better? Because you can use a platform like Teachable to develop an engaging, interactive course, and then earn easy, passive income thereafter.
Say it again for the people in the back!
Put in the upfront effort to build a meaningful course based on your unique skills and experiences, and then collect checks for months (or years!) afterward. The ROI on your time could mean you’ll never Google “how to make money fast” again. 😉
Not to mention people are turning to the web as the new, default way to learn everything. Since the start of the pandemic, people have transitioned more to online hobbies and services.
And if you’re not ready to create a full-blown course, tutoring is a great way to teach (and make money) without having to create content. It’s an ideal job for a college student. Here are a few tutoring sites worth checking out:
- TutorMe typically pays around $15 – $20 per hour. The more advanced knowledge you have, the better you get paid.
- TakeLessons is perfect for music and teaching other languages.
- Yup Tutors pays you ~$20 per hour, and uses a really easy app interface for 1 on 1 tutoring.
- Cambly is a site that will pay you just for speaking English with people! There are millions of people around the world learning to speak English, and this site connects them with you and pays you ~$10 per hour just to chat! Sounds like easy money if you ask me!
- Teachable allows you to create your own course and charge however much you want. Productizing your knowledge is a great way to earn passive income.
Best Side Hustles for 2021
If you’re looking for how to get started earning cash on top your 9-5, you’re in luck! We just published our completed guide “The Best Side Hustles for 2021.” It features our top 23 side hustles that can earn anything from a little extra spending money to thousands of dollars per month! Just enter your e-mail below and we’ll send you the full guide!
Thank you! Please check your e-mail inbox now to receive the The Best Side Hustles for 2021 guide!
5. Review Websites in Exchange for Cash
Over the past few years, I’ve been reviewing websites for quick cash paid via PayPal. My favorite and trusted website review platform is UserTesting.
Here’s how the UserTesting site works: First, you apply to be a part of the panel. Part of this sign-up will be taking a practice test. Afterward, you review test websites and give feedback, and get paid $10 for every 20-minute test you complete. It’s a great way to make a little extra money on your own schedule. You can do the testing at night, during your lunch break, or whenever!
Other website and app testing services that will pay you quick cash to test their stuff:
Before signing up, be sure to read all of the Q&As of these sites to make sure you meet the requirements and can complete the courses. Most of these pay you via PayPal at the end of each week and pay you $10 – $20 for completing assignments that take 20 – 30 minutes each. Easy money!
6. Fiverr: A Freelancer’s Headquarters
On Fiverr, you can connect with people who need your freelance skills. No matter what your side gig happens to be—from data entry pro to voice-over artist—Fiverr offers a transparent platform to connect with the market.
Fiverr started as a small site, and is now a massive publicly traded company, so it’s definitely legit for paying fast cash. Don’t let the name fool you—you can definitely earn more than $5 for tasks. Actually, this is a marketplace where the more unique and specialized your skills, the more you can charge.
Freelancing lets you make your own schedule, but it may take longer than a couple of days to develop a steady client base.
7. Babysitting on Care.com
This tried-and-true money-maker isn’t just for teenagers and the odd college student anymore. Sites like Care.com help you connect with people who need professional childcare or even petsitting services.
You’ll need to start an account and prove your credentials. If you can connect with a few clients, you could have yourself a part-time job.
The best thing about babysitting in the afternoons is that usually, you can study (or do other remote work) at the same time if the kids don’t require full-time attention. This makes it a great way to make money for a college student or someone with other online work to do. Getting paid to do two jobs at the same time is the ultimate win.
8. Uber or Lyft Driving
Over the past decade, Uber and Lyft have revolutionized ride-sharing. By becoming a driver, you can make money on the side on your own schedule and in your own car.
You’d need your own car insurance policy and your own car, which would have to meet certain safety and comfort requirements. So if you’re still driving that 20-year-old lemon, it may be time for an upgrade.
Uber Eats now offers another way to deliver food and make money driving. If you live in a city, you can develop a nice side income if you’re willing to spend your free time in the car.
One of the reasons Uber and Lyft are so popular as side jobs is because they pay fast, and you can work your own hours. Uber offers up to a $1,000 sign-up bonus, while Lyft offers you $3,000 in guaranteed earnings for giving 170 rides within your first 30 days.
If you don’t have a car, visit Hyrecar.com to rent a car that is already pre-qualified to drive with Uber and Lyft. Uber and Lyft also offer their own car rental services.
9. TaskRabbit Chores & Errands
Can you do odd jobs like installing a wall-mounted TV or eliminating a wasp nest under an awning? How about putting together furniture or running errands?
TaskRabbit can connect you with people who need these kinds of tasks completed.
Before signing up, it might be worth checking the website and browsing the types of jobs available in your area and what rate they pay. Then you can decide if this type of work is worth your time or not.
TaskRabbit has a “no cash” payment system. Once a job is completed and the customer pays with a credit card, it takes a few days to process before the money shows up in your bank account.
Quick tips on mastering TaskRabbit:
- Be positive and excited in your application (including video). Keeping this same attitude can also help you get tips after you complete a project!
- Be willing to accept low rates at first, so you can build up your portfolio before raising prices later.
- If you’re capable and willing, take projects to move people. Oftentimes the customer will offer you some free stuff they no longer want!
- Respond to customers ASAP (at least within 30 minutes). Otherwise, you’ll lose your task and your rating will take a hit. Try not to forfeit tasks, as that will also affect your ratings.
10. Sell Jewelry You Don’t Want
Have jewelry from a previous engagement, an old high school class ring, or other items that you no longer wear? Sell it on Worthy.com, a jewelry auction site.
Anyone can sell jewelry online, including diamond rings, gold, platinum, and gemstone earrings, bracelets, necklaces, watches, and other valuable jewelry. They’ll even provide you with a GIA-certified appraisal completely free.
If you have gold or silver items that you no longer want, at over $1,600 an oz for pure gold, you could be looking at some serious cash! Sell at sites like CashforGoldUSA.com and they’ll even throw in a $50 first-time bonus! That’s a truly lucrative money making strategy.
11. Freelancing on Upwork or Mechanical Turk
Whether you’re a virtual assistant, a freelance writer, or a graphic design pro, you can find freelancing work on Upwork or Amazon’s Mechanical Turk platform.
You’ll need an internet connection and some free time. Unfortunately, these jobs don’t always pay much, but you can choose only the jobs you want. Mechanical Turk often pays with Amazon gift cards.
Upwork and Mechanical Turk are different from Fiverr in that they typically offer larger-scale projects, whereas Fiverr typically offers smaller, easier jobs.
Creating a profile with Upwork is completely free. Once you’re a member, you can browse all the available jobs and see what the work entails, as well as how much they pay you. When you’re just starting out and have no experience, expect a little less for gigs like freelance writing. But over time as you build up your freelancing resume, you can start charging more money for your services.
12. Pet Sitting or House Sitting
If you have free time and live in the right area, you could house sit or pet sit through one of these sites:
- House Sitters America
- HouseCarers (previously HouseSitters.com)
One thing to note here is that while some of these jobs pay you cash to look after people’s houses and/or pets, many of them pay you in the form of “a free place to stay.” Not exactly the right reward, depending on your situation.
This works best if you can find an assignment in your city. Otherwise, your travel expenses may cut too deeply into your earnings. Also, look out for some of these sites that have an annual fee, which is usually $50 – $150.
If you’re interested in being a pet sitter or dog walker, check out Wag or Rover. Both of these apps have tons of available work in every city and neighborhood, and pay you quick cash afterward!
For a site specific to pet sitting, check out Rover.com.
13. Taking Stock Photos
It’s gotten more difficult to earn a side income from taking stock photos since the market is so saturated, but I still like Foap.com because it’s integrated into your smartphone.
If a brand manager needs a certain kind of photo for an ad campaign, you can provide it quickly… and for cash. Just take a photo and upload it through the iPhone app.
14. Assessing Properties
People who need to buy a property sight unseen have a dilemma: Can they really trust the salesperson to tell them about flaws or downsides?
They need someone close by to go take a look at the property—whether it’s real estate or a vehicle—and report back. You could be that helpful person if you have a smartphone and some extra time.
WeGoLook.com offers a place to get started. They don’t require any qualifications to start with and it’s free to sign up. Once you’re registered as a PRO Looker, you start making cash looking at properties, making notes, and taking photos. They also have gigs for assessing cars, commercial properties, and land.
Pro tip: If you own a drone or can fly one, many people are looking for aerial photos of houses and land for real estate listings. These types of advanced skills get you paid more for jobs.
15. Survey Junkie
You won’t make a lot of money on Survey Junkie, but if you can work the platform’s tasks into your everyday routine, your earnings will add up in the background.
With Survey Junkie, you’ll earn $1 to $3 per survey, and can cash out via PayPal or eGift cards once you reach the payment threshold.
Plus, Survey Junkie is constantly offering survey invitations so there’s almost always some way to earn.
You could generate enough extra cash to pay your monthly Netflix bill — while watching Netflix!
This is the same kind of deal as Swagbucks. You can take online surveys, watch videos, take polls, browse and shop online—all while gradually earning extra money.
Gradually is the key term with these kinds of platforms. You can take a more active approach and earn a little more deliberately. But these services work best when you work them into your existing daily routine.
What’s even better is the $10 bonus you can get for signing up and giving it a try.
17. Mystery Shopping
Be careful with mystery shopper scams. If you’re asked to pay any money up front, walk away. That said, getting in with a legitimate mystery shopper outfit can be one of the most fun ways to earn extra money.
With the mystery shop platforms available these days, it’s very easy to find local jobs right near you. You can earn a few extra bucks in your lunch hour by finding a gig at a local business near you. Another cool thing is that most of the time you get to keep the products you test.
Check out these online sites that pay cash to do mystery shop tasks:
- Market Force
- A Closer Look
- Secret Shopper
Be sure to read all the terms and conditions before signing up, and also review the payment terms as each service works a little differently. In most cases, these companies pay you pretty quickly after your jobs are completed.
18. Joining Focus Groups
Focus groups let you share your perspective while earning extra cash. Many focus groups work online now, especially with pandemic precautions in place.
I’d start at focusgroups.org, which normally has about a hundred focus groups going at once. You won’t be guaranteed a place in a focus group, but you’ll have a decent chance.
What I like about focus groups is that they’re usually based on really interesting products or services. This makes the time go faster, and it can be quite fun! You can’t beat getting paid for having fun, right!?
19. Start Your Online Business, Blog, or YouTube Channel
Many of the ideas above would also work as side hustles of your own to build up over time. You could earn money as a dog walker by advertising your services on social media, like Facebook. The same goes for teaching painting or guitar lessons. Some self-promotion, combined with your expertise, can do a lot for your savings account.
Expect some upfront costs if you’d like to make business cards or launch your own company website. But social media really can provide the medium you need to connect with clients. If you’re already good with social media platforms like Facebook, Instagram, and TikTok, advertising your business isn’t too hard and there are endless affiliate marketing opportunities.
Starting a blog or YouTube channel can be slow going to start with. But, your upfront effort can really pay off later if you can build up a large audience. You can generate passive income via affiliate marketing, product recommendations, or selling a course or ebook.
20. Sell Your Crafts on Etsy
Do you have a passion for making things? Is your hobby being crafty?
It is so easy to sell things online in 2021 and make an extra few hundred dollars here and there. Why? There are platforms such as Etsy, which make it easy to connect your product with potential buyers.
Are you into quilting? Do you make jewelry? Do you like building surfboards? Sell your goods online by opening your own Esty shop!
Pro Tip: A big new trend is selling printables, or digital downloads, in your Etsy shop. What I love about digital downloads is you only make the design once, but sell it hundreds of times over. Plus, there’s no shipping or fulfillment costs.
Even if it’s only a few dollars at the start, your earnings can add up to good money over time for no additional work.
21. Sell Stuff on Craigslist or Decluttr
Got old DVDs, a tablet, or a cell phone lying around? Trade your phone in for hundreds of dollars. You’ll even get a 10% trade-in bonus (up to $50) at Decluttr with code SELLMYCELL10. And they buy a lot more than cell phones.
If you’re looking for a more local approach, Craigslist—one of the original online marketplaces—works whether you’re selling a prom dress, a used car, or a set of cookware.
If you arrange a meet-up, insist on a location that’s well-lit and well-populated. More and more police stations now have safe zones in their parking lots with live camera feeds to deter theft.
Facebook Marketplace is becoming more and more popular, and what’s great about it is users are verified through the Facebook platform. It makes it a little more trustworthy when selling your items and accepting cash from people.
22. Sell Items on Consignment
Consignment shops can sell your stuff for you. They’ll take a percentage of your profits but they’ll also keep your clothes, electronics, jewelry, musical instruments, or even your car, in front of buyers without you having to take an active role.
Just search online for consignment stores in your area, or check out our post on all the best online consignment shop options.
Another option is for you to act like a consignment store for your friends. If your friends have old junk lying around and are too lazy to sell it, you can ask them if you can start selling items for them—and take a cut of the profits. It’s a win/win for your friends, and you’ll make fast cash without having to sell your own stuff.
23. Have a Garage or Yard Sale
There are a couple ways garage sales can earn you quick money. The first is to turn your garage or front lawn into a store with your unwanted items as the inventory. You’ll need price tags, signs to put up around the neighborhood, and some social media posts to advertise your garage sale. I check Facebook regularly for sales in my area and love walking there on Saturday mornings. Estate sales are also very popular!
The next way is to attend other people’s garage sales or estate sales to find undervalued items to re-sell at your own sale. Estate sales typically have higher-end items at steep discounts, especially when the sale is nearing the end. You can pick up some bargains and re-sell them online or at your own yard sale. A nearby flea market might be worth checking out too.
To make quick and easy money, you’ll need a good head for haggling with buyers and sellers. Part of hosting a garage sale is trying to get the best price possible for your stuff. So this idea isn’t great if you’re the type of person that gives everything away for free 🙂
24. Pawn Items for Faster Cash
A pawnbroker will pay you a cash advance immediately for your unwanted items. The broker won’t pay as much as you could earn selling your stuff outright, but the payout can happen immediately.
This isn’t the best way to get top dollar, but it can certainly get you out of a bind when you need to make money fast.
Later you could go buy back your items at a higher price if you really need them. If you don’t, someone else may eventually buy them from the pawn shop with the proceeds going to the pawnbroker and not you.
25. Start Selling on Amazon or eBay
A lot of small businesses sell items through Amazon. It’s an amazing way to connect to buyers around the world.
Individuals can also become online sellers. Your books, CDs, clothes, collectibles, dishes, appliance parts—you name it—could find a new home through Amazon.
eBay is also a proven method for reselling anything online. Whether you’re setting up a dropshipping business to sell other people’s inventories, or buying bulk lots and reselling them yourself, a lot of money can be made on eBay.
People with a strong sense of entrepreneurial spirit like to buy items at a low price and then sell at a higher price. This takes some commitment, but you can generate a decent side income.
26. Sell Your Plasma
Plasma is the liquid part of your blood. People donate their plasma and earn up to $50 per donation. As long as you’re healthy and have healthy habits, anyone can make quick cash in the name of science!
Don’t base your financial stability on this money making strategy, but you can read more about selling plasma here.
Finding Money In Bonuses, Rental Income, and Ads
You can claim free money just by signing up for some services and apps. You could also rent your car, rent out a room, or even sell ad space on your car.
Some of these methods do require some work, and possibly a little capital money to start up.
27. Take Advantage of App Sign Up Bonuses
Cash in on the following sign-up bonuses available through MillennialMoney.com and you’ll find free cash.
Current Sign Up Bonuses:
- InboxDollars: $20 welcome bonus! You can earn dollars for small tasks such as taking online surveys, watching videos, and signing up for offers.
- Swagbucks: $20 welcome bonus! Swagbucks is a get-paid-to site with lots of different tasks available to earn easy money. You can take online surveys, watch videos, surf the web, and more.
- Ibotta: $20 welcome bonus! Ibotta is also a cashback site and app. It is most frequently used for groceries but now offers cashback on many products.
- Rakuten (formerly Ebates): $10 welcome bonus! Rakuten is a cashback/coupon shopping site. If you shop online through Rakuten, you can earn cashback on your purchases.
- MyPoints: $10 welcome bonus! MyPoints is yet another cashback website that works similarly to Ebates.
28. Download Ibotta Grocery App for Free and Make $20 Now
Ibotta is a legit way to earn extra cash just by shopping for things you’re buying anyway. Plus, they’re offering a $20 sign-up bonus right now. Easy money!
Ibotta is a cashback and rewards app that started in the grocery sector but now has rewards for almost anything. Unlike some of the other cashback companies, Ibotta rewards you for shopping online or in-store, which I find more convenient for groceries and local shopping.
29. Cut Unused Subscriptions
How many service subscriptions do you have? I have way too many to keep track of month to month, and I’m not alone. Forbes estimates that the average American spends $200-$300 EACH MONTH on subscription services. You set and forget, and companies know it!
Truebill to the rescue!
This free, money-saving app will comb through all your subscriptions and report how much you’re paying each month. It’ll also help negotiate down some monthly subscriptions and allow you to cancel any that are not being used.
30. Take Back an Extra $500 through Price Adjustments
Yes, you read that correctly. It’s possible a store owes you money!
A lot of the major retailers (including Amazon!) have price adjustment policies that state that if an item you bought drops in price within a certain period of time, then they’ll refund you the difference.
But with as much online shopping as you probably do, who has time to monitor for price changes?
Similar to Trim, Paribus is a convenient and totally free bot that will do the heavy lifting for you.
Try it out; who knows how much you’re owed! It could be a quick way to “earn” (back) $20, $30, or even to make $500 fast!
31. Rent Out Your Parking Spot When You Leave on Trips
If you live in an expensive city, you know how valuable parking can be. If you live downtown, renting out your parking spot will make you real cash, fast.
People in my apartment building are renting out their parking space for $300/month!
If you leave with your car on the weekends, try an ad in your neighborhood to list the spot as available. Put that parking space to work! Or even during the weekdays when you’re out of your spot, if you find someone that has the opposite commute and wants to park at your place, you can make some quick cash every day.
One company you can do this with easily is Neighbor.com.
32. Rent Your Home on Airbnb or VRBO
This can work if you have somewhere else to stay for a week or so while someone else lives in your home. Or you could rent out a room in your basement or attic, assuming you have the right facilities.
Another thing to consider is combining this with idea #11 up top, House-Sitting. You could arrange house-sitting at someone else’s house for a future week, and rent your place out simultaneously. It’s possible you could make money on both sides.
If you live in the right place—a city, the beach, the mountains, or even by a lake during the summer—you could create a nice stream of extra income this way and make money while you travel and your home is vacant.
33. Rent Your Car on GetAround or Turo
If you have your own car, you could earn extra cash letting someone else drive it for the day. Peer to peer car-sharing apps like Turo and Getaround allow you to rent out your car for quick money!
Getaround provides an alternative to the big rental car chains. You can list your car, set your own rates, and all drivers are pre-vetted with insurance in place.
Turo is another popular app to list your car and rent it out to people for easy money. If you have a special or unique type of car, these can make you more money than a common economy car.
You can also check out a newer company called HyreCar as another alternative.
34. Put Ads on Your Car
I can understand your reluctance in doing this, but you could find some easy money in it. A few platforms will outfit your personal vehicle with ads for a company. You would get paid for providing the mobile ad space. You can start the process of advertising with your car at FreeCarMedia.com.
What I love about this idea is that you get paid while doing something that you’re doing anyway—driving. If you’re already commuting a lot or driving for work, may as well be making money advertising at the same time.
35. Sign up for Rakuten
Just about everybody knows about Rakuten—formerly eBates. This browser extension collects rebates as you shop online. Normally they’re just a few percentage points, but the cash can add up to good money over time.
You could get a monthly check or an electronic deposit. If you’re buying something expensive like a refrigerator or a laptop, your monthly Rakuten deposit could be a lot bigger than you expected. You can request cash back in the form of an e- gift card.
36. Trade-in Gift Cards for Cash
You won’t get face value for your unused gift cards, but if you have a card you’d never use, you could trade it in for cash on cardpool.com. This site accepts unused gift cards from most major retailers but not from Amazon.
Another option is to sell your unwanted gift card to a friend, online. You can throw up an announcement on Facebook and see if anyone wants to pay you for the card. You might find people are going to shop at that store anyway, so it’s a win/win.
37. Refinance Your Loans
Getting better interest rates on your debt can ease the burden on your monthly budget and create more free cash every month. If you own your home, consider a home equity line of credit that lets you tap your home’s equity as needed.
Interest rates for home loans are currently the cheapest they’ve ever been. If you have equity in your home, consider refinancing and pulling cash out. This could lower your monthly payment, get you cash in hand, and save you interest in the long term over the life of your loan. Triple win!
If you have multiple credit cards with outstanding balances, you could consolidate several credit card accounts into one credit card. Make sure the new card has a lower interest rate and accepts balance transfers.
There are plenty of credit card offers that will actually give you a 0% introductory rate for transferring a balance over. Be sure to read all the terms and conditions before signing up.
38. Bank Account Bonuses
Signing up for new bank promotions can earn you some serious cash. The best thing is there are no credit checks or impact on your credit score.
Most banks will pay you a bonus of close to $400 to sign up for a new checking account and make some qualifying direct deposits from your payroll. It usually takes 60-90 days, but afterward, you get a cold hard cash credit right to your bank account.
39. Find Missing Money
Ever been to the website MissingMoney.com? It helps you find money that is owed to you from old service providers, banks, financial institutions, etc. This search only takes a few seconds and can find property (aka “missing money”) that belongs to you that you never knew about.
Apparently 1 in 10 people in the USA have unclaimed money they don’t know about. Head over to MissingMoney.com and search you name to see if you’re one of them.
You can also search for your family members, friends, and neighbors to see if they have unclaimed money. When you find money for other people, they might want to share some of it with you!
40. Get Paid to Walk
Gigwalk is an App that will pay you to walk around and perform small tasks like taking photos of shop displays or picking up local restaurant menus. You can work when and where you want to—you can even start making money today!
First, download the Gigwalk app from Apple iTunes or the Google Play store and register for a free account. Link your PayPal account to verify your payment preferences, then start browsing the “gigs” available in your area. You can choose tasks that will last just a few minutes, or even a few hours depending on how much time you have and how much money you’d like to make.
41. Gardening or Yard Work
Are you good with your hands and don’t mind some good old fashioned manual labor? Consider doing some basic gardening or yard work for folks in your neighborhood. In the winter, this could include shoveling snow or salting walkways.
You can advertise yard services on Craigslist or NextDoor, but many people still appreciate hand flyers or even door knocking. A friend of mine likes to walk around his neighborhood and look for messy, unkept yards. He then knocks on the door and offers to clean up the yard for a small fee. You’d be surprised how many neighbors will pay you a quick $20 to rake leaves, cut back trees, or clear overgrown bushes.
You can also take advantage of your green thumb and get plants started for customers. Grab a packet of seeds for $2, grow them for a couple months, and resell them each on Craigslist or Nextdoor for at least twice what you spent on the entire packet of seeds. And if you use organic methods, note that as well, as many consumers would rather pay for organic veggies grown by a local grower (and sometimes at a premium).
Depending on your level of knowledge and expertise, you can also charge a premium for manual yard work.
Side Hustles: Delayed ROI, but Long-Term Pay Off
The above ways are legitimate ways to make or claim money—from a few dollars to a few hundred—each month.
But if you live in an expensive city, you might need to increase your income streams long-term. Many millennials have two or three side hustles that bring in substantial income.
But these won’t be quick fixes. They’ll require more of an investment from you, either in time or money. But longer-term, they might even be able to bring in enough money to replace your full-time job.
Blogging, for example, can bring in a large amount of revenue, but it will take some time to generate income through affiliate marketing and advertising.
Learn how you can start a blog in 15 minutes for less than a cup of coffee per month.
Do You Need To Make Money Right Now?
With too much information comes much disorganization. Literally millions of websites exist to help you learn how to make money fast.
What do you do with all this information? For me, it felt like everyone was trying to sell me something in my journey to make money. Furthermore, there were pages with titles like, “101 Best Ways to Get Rich Quick,” or “97 Sites That Will Make You Free Money.”
I didn’t want 97 ways to make extra cash. I needed fewer options. I wanted just a few actionable steps that I could take to make a realistic amount of extra income.
The above ways worked for me, so my hope is that these easy and creative ways to make money will work for you too!
Reducing Your Spending Will Help
And then there’s the other side of the equation: If you could spend less money and save more as a result, you might find the extra room in your budget you need. As the saying goes: a dollar saved is better than a dollar earned.
You might not be ready quite yet, but making a habit of saving and investing can pave the road to financial freedom.